insurance question

[tyler22]

do insurance companies classify msp's as a sports car or a sedan?

 

[In4am0sPuN]

Thats a good question.... I would say sports sedan??? comparing my insurance to a wrx or an srt 4, I have like a $500 difference... (from the wrx)

They know its a boosted car, but I guess since the availability it isnt all that expensive

 

[lil_red_wagon]

it is a sport compact and is grouped into the same class as cars like the WRX. the insurance is just significantly cheaper than the WRX is.

 

[StealthWyvern]

well for the same covereage as my old 02 p5 my insurence only went up 10 bucks for my 03.5 MSP..

 

[tyler22]

thanks a lot guys
im trying to sell my current car so i can buy this but i wanted to make sure insurance wouldnt be through the roof
http://cleveland.craigslist.org/car/762676244.html

 

[m_V_p651]

my insurence isnt bad at all, plus i live in the suburbs

 

[BOOSTR]

High power to weight ratio is what drives a car obtaining a sports car surcharge. That is not an issue for the MSP.
All other things being equal, the original cost new (OCN) of a particular car is what makes the difference in premium.

But in the real world all things are not equal. Your zip code, driving record, credit rating, age, usage and coverage amounts in addition to the OCN if you carry physical damage coverages are what goes into determining your final premium.

 

[dstmsp03]

all depends on the insurance company, i had one that listed it like a normal protege for insurance purposes and one that has it listed at the MS version.. $2 difference in price.. haha

 

[StealthWyvern]

But in the real world all things are not equal. Your zip code, driving record, credit rating, age, usage and coverage amounts in addition to the OCN if you carry physical damage coverages are what goes into determining your final premium.

Beleave it or not it was cheaper for me to get mroe coverage and a lower deductable then to just get that standard for full covereage witha 500 deductable... makes no sense to me. Well let me rephrase that it was only 1 buck more a month to drop it down to a 250 decutable for both my car and truck

 

[43975]

Mine is extremely cheap, on the policy is says Protege SE, which I assume is special edition, I actually checked it against a p5 policy is it was the exact same. Then I double checked the VIN to make sure they didn't make a mistake. LOL

 

[mgerst1]

my insurance company lists it as a four door sedan, even when they found out it has a turbo since it was factory installed they still called it four door sedan

 

[slo03.5msp]

My insurance company says it's a protege dx. Vin #'s on msp's don't show that it's a speed.