, thanks for sharing your cautionary tale of how one must be on guard when making major purchases because companies/ people will certainly take advantage of you if they can. Sorry to hear you had to learn a hard lesson that way!
For others who come along reading this and don't have experience with vehicle purchasing ...
Always remember, YOU are the CUSTOMER and THEY need to make YOU happy or the deal STOPS.
Paperwork not clear and concise? Then NOPE, they need to make it clear and concise.
Don't like signing little electronic signature pads and want real paper and a real pen? Demand it!
When the "finance manager" comes up with all this add on stuff, just say no. It's mostly worthless to you and BIG profit for them. If it's a problem for the dealership to do these things, that may be a sign that you don't want to do business with them anyway!
Personally, when I negotiate a price with a salesman, I speak in an Out The Door (OTD) all inclusive price. I know what I want to pay for the car, I know what the tax rate is and what a reasonable "document fee" should be as well as what I want for my trade (if I were to trade something in). It all comes down to a bottom line number for the deal. Know that number. That's what is negotiated. If I come to an agreement of say $33,000 OTD for the deal, then that's what the bottom line better be. I could care less how they arrange the numbers on the spreadsheet in what box as long as the bottom line money out of my pocket is the same as the $33,000 I agree to. Stops all that add on stuff.
The dealer wants to negotiate a price for the car then play with everything else separately to their advantage. They do it all day everyday so they're really good at it! Don't do it. Don't play their game.
Always be willing to say no and walk away. Especially with new cars, there's another one just like it at the next dealer down the road.
It has been a strange environment these last couple of years regarding just about everything to do with vehicles. Crazy pricing markups. Crazy inventory games. It's really soured my feelings of the whole automotive industry in general. From OEM manufacturers to dealerships to parts companies and everything in between.
I better quit lol [/rant] 😝