i am single with a 98 f150 and an MSP, neither of which are used for commuting on a regular basis, one of which sits in the garage when there is any snow on the ground or the temp is below 40 and I was paying like 1200 single payment every 6 months with progressive. Just shopped around when I renewed in january and now im with travelers for like 200 less per year (woopity doo). Insurance is such a load of s***. Apparently a ticket I got almost 3 years ago for "no front plate" is affecting my insurance premium somehow. Its not even a moving violation for christ's sake. Oh, and when I was on progressive I went in their online thing and quoted a change to my policy, I substituted a 05 or 06 CTS-V for my msp and it was like 100 more per year....yea...that makes sense.