I would recommend getting an EBAY front mount intercooler kit and piecing it together if you are looking to save money at all. I know building cars at 17 is not the easiest on the wallet, hell its not easy on the wallet at any age. But I bought a kit that came with the inter cooler itself, hard piping, couplers, and clamps. I had to buy a few extra couplers and clamps and I was able to make my set up, along with making an intake for the turbo (2 birds one stone) I had to buy a filter to stick on the end of the piping obviously, but that was only another $25. I am also running an HKS SSQV blow off valve with a relocated MAF sensor.
When I did this set up I removed my side mount intercooler, but am still running both stock fans. I live in Ohio on the border of Michigan and have no problems.
If this is a route you would consider going, PM me with an questions and I'll do the best I can to answer and help you out.