another option for the OP: http://www.mazdas247.com/forum/showthread.php?t=123718026
another option for the OP: http://www.mazdas247.com/forum/showthread.php?t=123718026
If you are going to low-ball, it is best to do it in person with a check in hand from your credit union or bank. Many CUs will issue a new vehicle check that is blank but good for your approved loan amount. You fill in the price of the car and hand it to the dealer and the transaction is done. A few days later the CU will send you a payment book. That is the most powerful way to do business because it tells the dealership you are approved, you are buying a car, and if you leave it won't be their car.