The Ohio Random Thread... aka We Should Probably Be Working

As far as down payments for houses, there are a number of states that heve great down payment programs for first time home buyers. They'll gift you the entire amount of the downpayment and with this being a buyers market, seller's are offering concessions you can get into a house with nothing out of pocket. Also, what these programs consider first time homebuyers are anyone who has never owned a home ever or has not onwed a home in the past 3 years.
Are there other programs besides OHFA? (Thanks again for the link) They give 2.5% downpayment assistance but up your rate by .5% so I'll have to play with the numbers to see if it's worth it.
good luck in the house hunting though Nate!
Thanks!

This is our dream home in our budget but they've defaulted their 2nd mortgage and the collection agency won't accept a short sale so it'll be a sheriff's auction one day.
 
When Tessa finally graduates and gets a big girl job in about a year, we'll be looking at houses. Well, I'll be looking at garages and driveways, she'll be looking at houses. haha

It would be nice to hang a painting on the wall and not say "I'll have to take this down and patch that hole in a year or two.". And my own two car garage with all my tools and a nice clean work space is my dream. I'm easy to please. :)

But I don't mind renting. Whenever Phen and I have a problem (which is rare) I call the landlord and he fixes it within a couple days.
 
When Tessa finally graduates and gets a big girl job in about a year, we'll be looking at houses. Well, I'll be looking at garages and driveways, she'll be looking at houses, cribs, and baby sets haha.

I think that is what you meant to say in the first sentence ;) jk lol
 
Wow Nate that 5 acre lot and house is pretty nice for $150,000. Anything with that much land over here would go fo a easy $200,000 because of all the farming soil.
 
Are there other programs besides OHFA? (Thanks again for the link) They give 2.5% downpayment assistance but up your rate by .5% so I'll have to play with the numbers to see if it's worth it.

Thanks!

This is our dream home in our budget but they've defaulted their 2nd mortgage and the collection agency won't accept a short sale so it'll be a sheriff's auction one day.

Is that the pole barn place?
 
Do those home buying assistance programs work with construction loans? or do you have to buy a pre-existing home? That could come in handy this december...
 
Damn it. I am supposed to go to Tessa's house tomorrow. Put I'll put it off so I can meet Sophia Santiagoooooooooo! 8pm again?
 
Damn it. I am supposed to go to Tessa's house tomorrow. Put I'll put it off so I can meet Sophia Santiagoooooooooo! 8pm again?

Normally I'd say to attend to your boyfriend duties, but **** that in this case....you need to be here! And so does Tessa!!!
 

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