Just an update, I just got it the fluids changed because it's already time to do so anyway.
Question. How did you check all the diff and transfer case fluid?
Not deep enough to make me close the door doing it. However, I did hit a bump and vehicle "slapped down", so depth may have been less the issue than dynamics. ALso, yes, $2700. Mazda took care of it for me. I did take my 2019 through about 8" of water the other day at about 10mph. Took it in the next morning to check all fluids. Was fine.
Question. How did you check all the diff and transfer case fluid?