2013 Mazda Cx-5 - wrecked /bent frame?

[carey465]

I apologize in advance if this is the wrong forum.

My daughter wrecked her 2013 Mazda Cx-5 this morning. She was passing a garbage truck and it turned left, into her car. The garbage truck struck her back passenger wheel panel and spun it completely around. The biggest blessing is that she is okay and not injured.

Now my dilemna. We think the frame is bent on the car because it is completely out of alignment. What kind of "cash Value" is her car worth? It only has around 3000 miles on it. Do you guys have any idea? I know the insurance company will make an offer, but because we financed it, I am sure we will be upside down in its value. I haven't been able to find a "wholesale" price.

Any suggestions?

 

[erhayes]

Find a similar CX5 with the same mileage at a dealer and see what they are asking. It probably will not be totaled being so new.

 

[CXVille]

Many finance companies require insurance to protect them from this situation. See if your insurance covers this. Otherwise, as erhayes said, check dealers. Or try autorader.com.

 

[SayNoToPistons]

The CX-5 does not have a frame. It is a unibody. It is really hard to give a value of any kind without seeing detailed pictures... Unless you are talking about value of the CX-5 prior to being smashed? I am assuming it is a Sport?

 

[carey465]

The CX-5 does not have a frame. It is a unibody. It is really hard to give a value of any kind without seeing detailed pictures... Unless you are talking about value of the CX-5 prior to being smashed? I am assuming it is a Sport?

Does having the "unibody" make the Cx-5 easier to fix? Pictures don't show the mis-alignment of the car. It was noticable when we drove it home. I had to turn the steering wheel 1/4 to the right the make the car drive forward.

 

[carey465]

The CX-5 does not have a frame. It is a unibody. It is really hard to give a value of any kind without seeing detailed pictures... Unless you are talking about value of the CX-5 prior to being smashed? I am assuming it is a Sport?

I am trying to determine what a fair "cash value" for the car would be if the insurance company totals it.

 

[PhoenixINX]

The accident could have simply bent a suspension component, which is causing the need to over correct steering angle.

Unless her CX-5 has over $10-14k in damage, I would prepare for insurance to repair it.

 

[GAXIBM]

Try to find a used parts "junk yard" that specializes in Masda or at least Japanese. cars to give you a price to buy it. I sold a totaled Miata on my own with 10,000 miles for $4000 years ago that cost $15,000 new, the only medal that was not bent was the drivers door and the trunk but I drove it home with the AC on. It was about twice what the insurance co offered. If the front quarter pannels and doors are OK, it should be worth a lot more. They will take it apart and sell the parts for half or more of the Mazda new parts price so they will do very well.

 

[xwedge]

did you have gap coverage? usually the insurance makes you purchase this for new vehicles in case of situations like this.

 

[CX-SV]

Doubt it will be totaled. Really not enough info here to even know.

 

[carey465]

did you have gap coverage? usually the insurance makes you purchase this for new vehicles in case of situations like this.

I don't see that we were paying a premium for any gap coverage... and I am hoping that the car isn't totalled. I am just trying to find a value for the car in case it is.

 

[Zeal Red]

Post some pictures of it but like others say it is hard to tell since hidden things make is expensive after the onion is peeled back.

 

[SayNoToPistons]

Does having the "unibody" make the Cx-5 easier to fix? Pictures don't show the mis-alignment of the car. It was noticable when we drove it home. I had to turn the steering wheel 1/4 to the right the make the car drive forward.

Having a unibody makes it even harder to fix as it is not a body on frame. Basically the inner shell of the car is its skeleton. Like I said before, it is hard to even tell what is damaged from your posts without pictures. "mis-alignment" could just be damage suspension part/s for all I know (as of now).

 

[IHeartGroceries]

Agreed. Unibody is costlier and more difficult to correctly repair than BOF. Hopefully this is not the issue...
Very sad this happened to such a young CX-5.

Otherwise, I am with the others. It is impossible to know what you might expect without more details and information.

 

[pt00323i]

have insurance deal with it, they will let you know what your car is worth and if it is repairable by bodyshop. if not then they will figure out the cash value.

 

[kelvincheu]

Count it a blessing that CX-5 is IIHS top safety pick. It could have been worse.

 

[IHeartGroceries]

Yes, forgot to say...

Thank goodness the occupant(s) were okay, and thanks to Mazda for designing and engineering a well structured, safe automobile.

 

[DKaz]

Glad your daughter is safe, the car can be replaced at whatever cost.

Though it does make me glad we have a single public auto insurance company in my province. I totalled an 88 Honda Civic Wagon 6 years ago and got $2,200 from the insurance company for it.

 

[CX-SV]

Certainly the best news is that nobody was injured, very thankful for that. The rest we can speculate about if more info becomes available.

 

[carey465]

Yes, forgot to say...

Thank goodness the occupant(s) were okay, and thanks to Mazda for designing and engineering a well structured, safe automobile.

Yes, we purchased the Mazda for our 18 year old daughter due to all of the safety features and ratings for a smaller SUV. Her college is 5 hours away and we wanted to get her a reliable, fuel efficient and SAFE car. She is sore today and has a phobia of trash trucks, but we are just thankful she wasnt hurt.

We are waiting on the insurance adjuster to evaluate the car. It doesn't look that bad in pictures. I checked the doors last night and the doors on the driver's side seem to be in alignment. the front passenger door opens and closes easily, but because the molding is missing, I can't tell if it is aligned correctly. The rear passenger door won't open at all. Hopefully the driving issues are just due to the car being out of alignment.

We have learned a valuable lesson about Gap insurance. We don't normally finance cars, we alway try to pay cash or put at least 50% down, but we did finance hers as a high school graduation/christmas present and didn't "add on" the gap insurance.