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- '16 CX-9 GT
0% for 60 months...!! yay! back in february
What are your P5 annual interest rates
- Thread starter TECHNICAL 5
- Start date
LapisBlueProteg
Member
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- Protege 5 3.5
yea all mine sucks i have 13% for 70 months but my credit also sucks lol oh well
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- '03 Midnight Blue P5
0% for 60 months back in March.
Snacks McGee
Member
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- 2003 Vivid Yellow P5
**** man...i got 5.9%. Man I got dicked.:'( I wanted a P5 though and nothing else....so i didn't give a s***.
ELEmental59437
Member
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- 2002 P5, 1978 F250
mts3 said:
Me too
Mine is 1.9% for 36 months.
No payments for 6 months.
No payments for 6 months.
i got 7.49%...but then again, it's my first car purchase...no car credit = higher rate.
and about the finance manager thing...get him to show you the approval!!! finance managers can make money by charging you a higher rate than what you are approved for (making points). you're buy rate is on the approval...and haggle the s*** out of the salesman...get up and walk out if you have to...it'll help you get a better price...and always ask to see the invoice...and offer them $200 over invoice...if they say "no" and you leave...they'll call you back...just make them sweat. buying and selling cars is nothing but a mind game...ignore cash down and s*** like that...it's not necessary...but it WILL help you with lower terms, lower carring charges, a more flexible trade cycle and instant equity in your car...but it's not always a requirement...
yeah, i sell cars...and it sucks.
and about the finance manager thing...get him to show you the approval!!! finance managers can make money by charging you a higher rate than what you are approved for (making points). you're buy rate is on the approval...and haggle the s*** out of the salesman...get up and walk out if you have to...it'll help you get a better price...and always ask to see the invoice...and offer them $200 over invoice...if they say "no" and you leave...they'll call you back...just make them sweat. buying and selling cars is nothing but a mind game...ignore cash down and s*** like that...it's not necessary...but it WILL help you with lower terms, lower carring charges, a more flexible trade cycle and instant equity in your car...but it's not always a requirement...
yeah, i sell cars...and it sucks.
SeminoleMan
Member
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- '03.5 Sunlight Silver P5
3.9% for 60 months..Got it through Pentagon Federal Credit Union. Got the car down to 16k, put 3k down, only financed 13K. $263 bucks a month and it has everything except the leather and polished wheels.
...and another thing...always buy at the end of the month...dealers are usually trying their best to hit their numbers...and if they're short, they'll take a losing deal just to get a car out...but don't be a dick to the salesman...it's how we pay our bills...patience is the key when you're buying a new car...slow the salespeople down and don't jump into anything...after a while the sales manager will usually come over and ask you what it'll take to earn your business...be honest with them and you'll usually get what you want.
i hope no one on here ever tries to buy a car from me...i won't make ANY money.
i hope no one on here ever tries to buy a car from me...i won't make ANY money.
I expect to get about a 9% return (since I am buying everything at way cheap prices... maybe more)2.9% for 60 months about a year ago.
