What are your P5 annual interest rates

[NRRfrogmanP5]

0% for 60 months...!! yay! back in february

 

[LapisBlueProteg]

yea all mine sucks i have 13% for 70 months but my credit also sucks lol oh well

 

[seatown.P5]

0% for 60 months back in March.

 

[Snacks McGee]

**** man...i got 5.9%. Man I got dicked.:'( I wanted a P5 though and nothing else....so i didn't give a s***.

 

[ELEmental59437]

I too did the 0% for 48 mos, no payments until January 03.

Me too

 

[Action Jackson]

Mine is 1.9% for 36 months.

No payments for 6 months.

 

[stdntDrvr]

i got 7.49%...but then again, it's my first car purchase...no car credit = higher rate.

and about the finance manager thing...get him to show you the approval!!! finance managers can make money by charging you a higher rate than what you are approved for (making points). you're buy rate is on the approval...and haggle the s*** out of the salesman...get up and walk out if you have to...it'll help you get a better price...and always ask to see the invoice...and offer them $200 over invoice...if they say "no" and you leave...they'll call you back...just make them sweat. buying and selling cars is nothing but a mind game...ignore cash down and s*** like that...it's not necessary...but it WILL help you with lower terms, lower carring charges, a more flexible trade cycle and instant equity in your car...but it's not always a requirement...
yeah, i sell cars...and it sucks.

 

[SeminoleMan]

3.9% for 60 months..Got it through Pentagon Federal Credit Union. Got the car down to 16k, put 3k down, only financed 13K. $263 bucks a month and it has everything except the leather and polished wheels.

 

[stdntDrvr]

...and another thing...always buy at the end of the month...dealers are usually trying their best to hit their numbers...and if they're short, they'll take a losing deal just to get a car out...but don't be a dick to the salesman...it's how we pay our bills...patience is the key when you're buying a new car...slow the salespeople down and don't jump into anything...after a while the sales manager will usually come over and ask you what it'll take to earn your business...be honest with them and you'll usually get what you want.

i hope no one on here ever tries to buy a car from me...i won't make ANY money.

 

[dficken]

2.9% for 60 months and zero down. I even rolled in the taxes. Then I took the money I was going to use for the down payment and invested it in a Roth IRA. I expect to get about a 9% return (since I am buying everything at way cheap prices... maybe more)

 

[SnowSerpent]

2.9% for 60 months about a year ago.

 

[shelby1]

With really bad credit and $3000.00 down I'm getting 12.5%..........OUCH!!!! With no money down it would of been close to 22%!!! Everyone should feel lucky!!!

 

[eMKay]

0% for 60

 

[sal002]

0.0

0% for 36 months ;P

 

[JOS3]

0% for 48 months.................

 

[JOS3]

With really bad credit and $3000.00 down I'm getting 12.5%..........OUCH!!!! With no money down it would of been close to 22%!!! Everyone should feel lucky!!!

(shocked)

 

[ATLskate]

1st car, No Credit, $2000 down. 7.7%

 

[Vaarky]

0.00% for 60 months. No downpayment. Sticker price was $17,875.00, talked the dealer down to $17,500.00. (Not much, but hey.. saved myself a month's payment and then some.)

 

[sal002]

Forgot to add that I get E-plan pricing...so basically dealer invoice.

 

[Groza187]

0