It's killing me too, man! Every day I don't have a car, I'm losing money. I've definitely learned my lesson: rental car coverage is a MUST for me. The rep who was supposed to come today did not get here before I left for work, so nothing is official yet. I am, however, assuming it is totalled. I plan on buying it back to part it out, but please wait until I can post an actual FS thread to start calling dibs on parts. The guy should be coming by on Friday morning.
That being said, does anyone have any experience/advice with a total loss buy-back? I've heard some scattered things, but I'd be interested to hear from anyone who has actual experience with it.