We bought a 3br rowhouse in the high $300s
Granted it's an "up-and-coming" neighborhood but we've already gained some equity in the past 2 years
The Ohio Random Thread... aka We Should Probably Be Working
- Thread starter THE Phen
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Granted it's an "up-and-coming" neighborhood but we've already gained some equity in the past 2 years
Yeah I won't be getting a house anytime soon.
Pretty sure you can pick up a MS3 of Focus ST for around $25k right?
My aunt has a condo in Rockville, MD outside DC and it was ridiculously expensive compared to houses around here.
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princess peach
Member
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- '92 Miata, '06 MS6
was that for yourself or did it include spouse income? makes a difference for us singletons...
princess peach
Member
- :
- '92 Miata, '06 MS6
Yeah I won't be getting a house anytime soon.
don't you already have a house?
Holy crap, Nate. May I borrow your credit and references? Haha
It's funny the thing about credit, I had one credit card when I was 19, botched my credit with it ($1k), paid everything off and haven't used a credit card since. I paid cash for all my cars since I was 18 (except for the silver P5, paid about $9 over a 2 year loan) and don't have any debt. I only buy what I can afford or save up for and have been at my job for 9-1/2 years, own two cars in my name but yet, my credit still probably looks like crap since I don't have any credit.
I will check my credit reports again this month (once a year it's free) and pay to see my credit score since I'm curious. But buying a house someday would be great, though very scary. I'm afraid of commitment. Unless it's to my GF or my P5. Hahaha
It's funny the thing about credit, I had one credit card when I was 19, botched my credit with it ($1k), paid everything off and haven't used a credit card since. I paid cash for all my cars since I was 18 (except for the silver P5, paid about $9 over a 2 year loan) and don't have any debt. I only buy what I can afford or save up for and have been at my job for 9-1/2 years, own two cars in my name but yet, my credit still probably looks like crap since I don't have any credit.
I will check my credit reports again this month (once a year it's free) and pay to see my credit score since I'm curious. But buying a house someday would be great, though very scary. I'm afraid of commitment. Unless it's to my GF or my P5. Hahaha
^Not a good way to do it. They need for you to actually owe money and show that you can pay it back. A better way would be to charge something and pay it off in 2 payments.
Yeah, it's part of the farm though so I don't own it.
I have 1 credit card that gets used just for DirecTV, my gym membership, Verizon, and my internet bills every month. Then I pay it off. If it does nothing else it gets me a couple percent cash back.
princess peach
Member
- :
- '92 Miata, '06 MS6
I owe a lot of s***, finally paying off 1 loan next week.
I've had the whole "you need good credit!" pounded in my head since I was little. Had my first credit card at 15, joint with my mom to start building it. She came up with the idea of letting me use that as my allowance from chores and she would then pay it off. Of course I had no clue about limits so when she said it only had $20 on it, that's all I would use it for.
Yeah, I should do that. I can get a credit card through Guitar Center, buy a cheap ($500) bass and pay it off in a couple months. That should look good. And I've got car/renters insurance, cell bill and only 2 utilities in my name (Phen has the other two) so they don't add much.
I'm just ranting that my credit score doesn't reflect me as a person, nor does my car insurance. And it makes me salty. Haha, sorry. But the home purchase chat in here today is interesting. I know I'll talk to Marlon when the time comes. Gotta get married to improve my credit score first. Haha
Actually, there are mixed reviews on that. Your credit score doesn't necessarily go up by getting married. How much debt does Tessa have? You may be better off just using you for the mortgage. That's how we are doing ours, to skip that my wife's student loans.
Correct, you're score then becomes a collective score of the two of you.
