as mctoone said, here in BC a combination of public and private insurance, paying about $1,100 CAD a year for full coverage. Was almost same price as previous vehicle ... 1990 VW Golf. And here is listed as a Station Wagon. 45, no points or recent claims. In BC, as it is public insurance, there is no age bias. Your first year of insurance is at 100%, each claim free year gets you a 10% discount until you reach 40%. After that, you get one free claim, and start losing the whole discount. More claims, and you pay more than 100%.