Need help with debts

[2words]

heck i have like 3k on the c-card, 233.80 car but thats the only bil i have. i work about 25 hrs a week and go to school for 15 about 55hrs with driving a week.. i guess im not that far off. i would switch balances to 0% on another card if i were you and get a cheep car " honda" to get you around. and pay then off the best you can... get a cook book also....

 

[evilmonkeyMSP]

DO NOT GO TO A CREDIT COUNSELING. They wont help you improve your credit at all, in fact, the first couple months your payments will not even go to your credit cards and it will even make your score go into the negative. I strongly advise you to go to this website: www.creditinfocenter.com.

I had roughly 26k in debt (no car either!) and now Im down to about 16K and in about 2 months that will be cut in half all because I did my own debt relief plan and my credit score is now pretty decent.

Mike

he is write there are some out there that will totally **** you, i happen to work for a very honest one. It is a very close company and we are here to help people. i know i work for a good company and if i was in debt i wouldnt look anywhere else.

 

[DSM2MSP]

Im not trying to crack on CCS's but ive found that website (www.creditinfocenter.com) very useful. It tells you about a lot of different ways to settle debt, debt management, consolidation etc. A lot of things you do affect your credit and its your report so take control of it.

Mike

 

[Ryoga28]

Right now, after looking through my budget plans and making a lot of cuts, I think I'll be ok. But it was a real scare when I saw how little money I had around.

I have 4 cards that total up to 11K...spend way too much...