My New Car...

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Boricua86 said:
hey MP3Architect... wats the name of your credit union??? jus for reference...
Beacon Federal Credit Union. they are only in La Porte, Texas though. very small rink-a-dink town.
 
MP3Architect said:
Beacon Federal Credit Union. they are only in La Porte, Texas though. very small rink-a-dink town.
and how much did u get from them???
 
Well whatever man, your money. I would not buy it just because it has that cluster in it, the mazdaspeed one is much nicer IMHO. If you can't get below $13K, walk away. There are better deals near you, I promise. It's jsut a matter of finding them.
 
anarchistchiken said:
. If you can't get below $13K, walk away. There are better deals near you, I promise. It's jsut a matter of finding them.
yea thats wat i'm doin man... but ima see wat i can do... 15k for the whole thing is fine with me... but i'll go elsewhere or buy it private if i get the loan...
 
let us know if you get the car.. I want to see this thing now. And i though coatsville was alot closer than 45 mins. I can get to rt 1 and rt 82 in about 15 mins or 10 mins in my MSP...(evil)
 
Boricua86 said:
and how much did u get from them???
they would loan up to $16,800 for the car (of course i only paid 13k though) but that was also because it had 5k miles. with almost 40k miles they wont loan out that much. but even if they loan $15,500 (or whatever) remember about taxes. that eats up a few hundred (at least it does in texas).
 
MP3Architect said:
they would loan up to $16,800 for the car (of course i only paid 13k though) but that was also because it had 5k miles. with almost 40k miles they wont loan out that much. but even if they loan $15,500 (or whatever) remember about taxes. that eats up a few hundred (at least it does in texas).
yea, i know bout taxes...thats why im gettin a bigger loan then usual so i can make sure i have enough...then the rest will go back to the bank so i won't get charged alot of interest... ima see how my applications goes... i'll go wit your credit union if anything goes wrong... but lets hope not...
 
SOSPEED said:
let us know if you get the car.. I want to see this thing now. And i though coatsville was alot closer than 45 mins. I can get to rt 1 and rt 82 in about 15 mins or 10 mins in my MSP...(evil)
dayum man... u speed that much???lol... i can't afford to speed or do crazy s***... but yea, normally its like 45mins...
 
Boricua86 said:
.. i'll go wit your credit union if anything goes wrong.
you have to live in this area with a family member who works for shell oil or for a city office. my mom works for the city of houston so thats how i got in. but they only have one office so it wouldn't work out for you. great place though! Best customer service evar! they still haven't harrased me for the fact that i bought the car in july and have yet to turn in the title to them. hehehehehehehe
 
MP3Architect said:
you have to live in this area with a family member who works for shell oil or for a city office. my mom works for the city of houston so thats how i got in. but they only have one office so it wouldn't work out for you. great place though! Best customer service evar! they still haven't harrased me for the fact that i bought the car in july and have yet to turn in the title to them. hehehehehehehe
o s***...damit... but hey, lucky u... i'm hoping someone approves ma dad... jeez... i still don't understand... he got a brand new car not to long ago... and he got me my old protege with a loan...now we jus sold the protege and we are adding the payoff to the total of my MSP, so we should still be able to get the loan...especially if i use the same bank...

my current loan is from Citadel Credit Union... so i hope they approve me cuz all i'm doing is making them more money...
 
Boricua86 said:
so i hope they approve me cuz all i'm doing is making them more money...
like i said earlier, credit unions are NON profit. they dont make profit. only enough money to pay expences and thats it
 
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