Every single car extended warranty I have purchased has NEVER paid for itself, with the exception of assurance in my own brain. Not once across 3 vehicles I've bought new from a dealer.
My Mazda6, I had a 400$ repair done after factory warranty that was covered, but that left me with about 1200$ to go until I 'paid' for my warranty.
That being said, I'm totally with you. I'd never buy a vehicle WITHOUT an extended warranty. It's like car insurance - no one likes paying it, but it comes in *really* handy when you need it the most.
The same thing with the extended warranty. Most people won't ever use it, but it's really good to have if you have a vehicle prone to issues.
Sometimes its not the tangible that you're paying for, sometimes it's the peace of mind.
Totally agree with u.