Insurance costs for your MP5?
- Thread starter Bijou-MP5
- Start date
farmer's insurance. $711.00/6mo. full coverage w/uninsured motorist and rental car options. discounts: over age 25, alarm, defensive driving, alcohol and drug awareness.
1 or 2 tickets, 2 claims
The 97 escort i had before was $767.00/6mos. with same options and discounts......weird, it went down with new car purchase.
shop around, progressive is very competitive, but they will drop you if you're late with a payment. They dropped me when I paid a day late, sent my payment back with a "thanks, but no thanks" letter.
Now, I just need to get the marriage discount. Ladies? Wanna help me get my insurance down?
1 or 2 tickets, 2 claims
The 97 escort i had before was $767.00/6mos. with same options and discounts......weird, it went down with new car purchase.
shop around, progressive is very competitive, but they will drop you if you're late with a payment. They dropped me when I paid a day late, sent my payment back with a "thanks, but no thanks" letter.
Now, I just need to get the marriage discount. Ladies? Wanna help me get my insurance down?
kolashaker
Member
Just got notification from State Farm. $998 for 6 mos :mad: . Have 4 pts on my license, though. Plus as soon as can I get my Compustar alarm it should go down a bit 
And I thought we had it bad here in Jersey, our state's notorious for insanely high auto insurance rates. But Coqui, that rate's :bs:! There's no way someone with no speeding tickets or prior accidents should be charged that much! A friend of mine pays a similar rate--she's 23, but she's been in 3 accidents in the past three months, plus she has at least 8 points on her record.
ks
And I thought we had it bad here in Jersey, our state's notorious for insanely high auto insurance rates. But Coqui, that rate's :bs:! There's no way someone with no speeding tickets or prior accidents should be charged that much! A friend of mine pays a similar rate--she's 23, but she's been in 3 accidents in the past three months, plus she has at least 8 points on her record.
ks
kolashaker... well, it's very true... the reason is because I am in Philly, and this is the worst place to be for insurance. When I did quotes a few months back, I was getting $6K/year $7K/year quotes! It's very ridiculous... VERY!
This is GEICO... "Your 6 month GEICO Indemnity premium is $2,997.50. "
Another was $8k/year
This is GEICO... "Your 6 month GEICO Indemnity premium is $2,997.50. "
Another was $8k/year
kolashaker
Member
Ugh, that blows 
I hope you find something reasonable. Good luck!
I hope you find something reasonable. Good luck!I received the mail from statefarm...and it says payment due.
Curent installment is 211.35 and policy change is $26.47???
I'm confused, I thought they refused me because of two speeding tickets...and I already paid $345 and my 6 months premium was $1080...
1080-345=$735 and my monthly payments should be somewhere in $130~150, not $240.82.
wtf? they accept me and increased premium or something??
Curent installment is 211.35 and policy change is $26.47???
I'm confused, I thought they refused me because of two speeding tickets...and I already paid $345 and my 6 months premium was $1080...
1080-345=$735 and my monthly payments should be somewhere in $130~150, not $240.82.
wtf? they accept me and increased premium or something??
Iconoclast
Member
- :
- classic red P5
no one here can complain bout insurance cost
been driving for the past 7 years now, and I pay 140 a month w/ no tickets, accidents, and drive less then 10,000 miles a year.
been driving for the past 7 years now, and I pay 140 a month w/ no tickets, accidents, and drive less then 10,000 miles a year.
- :
- 2001 Mazda MP3
Bijou,
even though you ARE paying if you were to get in an accident it just sounds as if they might not help you... maybe they'd say, oh whoops, you shouldnt have been covered but our computers messed up- id call an actual person at that company and see.
even though you ARE paying if you were to get in an accident it just sounds as if they might not help you... maybe they'd say, oh whoops, you shouldnt have been covered but our computers messed up- id call an actual person at that company and see.
I would definetly recommend against lying to an insurance company about any tickets or accidents..
The risk of getting caught is so crazy its not worth it:
-The points insurance fraud put on your record stay there for LIFE, and it's 'usually' about the same as having an at fault accident and a couple speeding tickets.. that year..
-Most insurance companies will forever refuse to cover you
-If you do get in an accident, and theres a big claim.. I imagine the chance is high they will look for some excuse to deny your claim.. if they find out.. your policy will be void.. you will owe the entire amount of your claim (could be hundreds of thousands of dollars) and face criminal charges for fraud..
-and lastly, their lawyers are bigger and scarier than anything any normal person could ever afford..
Things like tax evasion, drug trafficing, or theft are much lower risk cash alternatives.. maybe consider taking up robbery as an additional source of income.. it will hurt you less in the long run.
(this, of course its a joke, I'm not seriously suggesting illegal activities..sheesh)
The risk of getting caught is so crazy its not worth it:
-The points insurance fraud put on your record stay there for LIFE, and it's 'usually' about the same as having an at fault accident and a couple speeding tickets.. that year..
-Most insurance companies will forever refuse to cover you
-If you do get in an accident, and theres a big claim.. I imagine the chance is high they will look for some excuse to deny your claim.. if they find out.. your policy will be void.. you will owe the entire amount of your claim (could be hundreds of thousands of dollars) and face criminal charges for fraud..
-and lastly, their lawyers are bigger and scarier than anything any normal person could ever afford..
Things like tax evasion, drug trafficing, or theft are much lower risk cash alternatives.. maybe consider taking up robbery as an additional source of income.. it will hurt you less in the long run.
(this, of course its a joke, I'm not seriously suggesting illegal activities..sheesh)
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I don't understand why insuring Protege5 cost so much. I pay $800/year for the 2002 Protege5. I also Pay $900/year for 1999 Porsche 996. I've called Allstate and they told me if I had gotten 2002 Honda Accord it would've been only $400/year. You would think that Protege5 would be as same class as Accord... BTW, I am 33 single with no tickets.
