It's not really an "intricacy" of his plan if it's potentially the difference between your father becoming bankrupt due to non-covered (but necessary) procedures/medications or having insurance that covers the necessary procedures and medications. This was very common amongst people who thought they were covered before the AHCA but found out they were not when they actually needed it.
Yeah, if I have heart attack symptoms I want my doctor to completely eliminate that possibility before he sends me home and tells me to take an aspirin (or whatever).
When my wife fell off her horse and had extreme shoulder pain the ER doc did some range of motion tests and tried to send her home in a sling. I argued with the damn doctor for over 10 minutes before I finally told the ER doc we're not leaving ER without an x-ray (which he told us repeatedly was completely unnecessary and wasteful overkill). When he realized it was either call the police to arrest us for trespassing and remove us from ER or give her the x-ray he decided the x-ray was "easier". Half an hour later he came back with the x-ray and very sheepishly told us she had a rare break of the glenoid (if I recall correctly) and it was VERY serious and, due to the amount of time that had passed since the injury, needed surgery within 24-48 hours. He scheduled the surgeon the next day and 6 months later she was 90% recovered (100% today). Had we gone home with the arm sling and pain-killer as he insisted was all that was necessary, it would have been much worse. Yes, it's important to be sure of the diagnosis because when a doctor rushes a diagnosis for the sake of expediency and costs, the result can be life-changing, especially in the case of potential heart attack.
