I'm about to start paying for my own insurance and need advice on what coverage to get. This is for the P5, so full coverage isn't needed but would be nice. Progressive looks to be the cheapest which is what I need considering that I'm a full time college student and just need proof of insurance basically. Their "recommended" package is $92.45 per month or $510.50 for 6 months. Here is the coverage provided under that package:
How does this plan sound? Sounds like it's basic liability to me.
Progressive said:Bodily injury - $379
- $50,000 per person
- $100,000 per accident
- $50,000 property damage
Uninsured/underinsured motorist bodily injury - $19
- $50,000 per person
- $100,000 per accident
Uninsured/underinsured motorist property damage - $81
- $50,000 ($250 deductible)
Personal Injury Protection - $31
- $5,000 limit
Comprehensive - $0
- No coverage
Collision - $0
- No coverage
Rental Car Reimbursement - $0
- No coverage
Roadside Assistance - $0
- No coverage
MyRate Program - $0
- Not enrolled
Total: $510 or $92.45 per month.
How does this plan sound? Sounds like it's basic liability to me.