My policy here in TX guaranteed my repairs using their preferred shop for the life of the car, or until you get rid of it when I ran a green light 5 seconds or so after it turned green & got hit in the rear wheel by some asswipe running the light red that left the scene also cutting my deductable in half. No frame or quarter panel damage, just suspension/strut/wheel. I suggest using preferred shops. In my case it was a Mazda dealer too.** edit wtf, I missed a few posts, LOL, nevermind.................