We use Xenit, smells like Orange Zest and even removes bug guts, etc. Let me know if you want to use it.
As far as homeownership goes, it can a blessing and a curse, depending on how the ecomomy is going. You can be upside down in a minute. That is why they've extended these programs to help homeowners refinance these homes for another two years.
My plan is to buy a motorcoach and travel during my retirement years. No winters, plowing, yard care, etc. All the comforts of home and I can live where I want and since I have ownership in my mother's properties in Texas, we'll have a homebase.