Based on my experience as well as many others, 5.2 quarts get you to the Full / Max mark on the dipstick for the 2.5L NA although the manual says 4.8 quarts; 5.5 quarts get you to the Full / Max mark on the dipstick for the 2.5T although the manual says 5.1 quarts. This’s provided you give enough time to drain the warm oil and the CX-5 is on a level ground.
Checking the oil level warm or cold shouldn’t matter too much either. My experience is about the same:
2022 CX-5 NA oil level question
IMO I want every fluid level in full so that I have maximum safety margin in case if there’s any leak or consumption developed. My 2.5L on my 2016 CX-5 burns about 0.5 quart per 5,000 miles. I want the oil level at the Full mark with 5.2 quarts filled so that I don’t need to top off before I do next oil change.
Another experience is the Toyota dealer overfilled my 2018 Toyota Yaris iA (happens every time from the dealership oil change experience) on a free oil change under ToyotaCare for the new car. We drove the car 380 miles afterwards from San José to LA. I rechecked the oil level next morning and there was no oil on the dipstick! I added 1 quart brought the level to just over the minimum, and added more while driving back. The dealer claimed the drain plug (aluminum) gasket was “damaged” hence it was leaking oil! I couldn’t help to think if the tecn didn’t overfill the oil and engine could get ruined! Every procedure in any service manual will say refill any fluid to the Max or Full mark just for larger safety margin. Even the Mazda says you add the engine oil to the Max / Full mark when the oil is approaching to the Min or Add mark.
Another example is Mazda says 0.48 quart Gen 1 / 0.37 quart Gen-2 CX-5 for rear differential gear lube. Then you follow the procedure and refill the gear lube to the brim of the fill hole, you need at least 0.7 quart!