well on my first msp i was payin 1400 a year with a older bad drivin record all tickets would be off in a few months but now with my new msp after i totalled the first one i think i am payin more like 1800 a year not sure at the moment. but i have 2 cars on the policy it seperated the amounts for each. 500 deductible progressive ins. i am 26 and havent seen safe driver since i was 17