In my old civic I got like 5 tickets, was getting nasty-grams from the insurance people...
Since beginning to autocross, and buying the msp, I've had none. Part of it is speeding "smarter", but also there's been times I thought I was nailed for sure, but no cherries, I think they just hate the civics. Now I'm over 25, have a home with the same company, and all my tickets are gone, so full coverage on the brand new car is only $90.
Best story - Coming home from work, dude in a big white molester van starts getting all super aggressive with me. I thought he was trying to run me off the road, and decided driving the msp meant not having to put up with that crap. =] Punched 'er and left the van in the dust... nice clear road, so I got to about 110 when I saw a cop gaining on me QUICK, (musta made his day!) so I pulled over before he even got up to me. I explained what was going on, and he just let me go! He said I shoulda turned off, but I figured that kinda driving was even more dangerous on city streets, and he understood. He said "I clocked you going about 90, but I KNOW you were going faster than that!" =]