matthew- you might want to think about a trip to NYC to buy in person. my wife and i got her engagement ring there in 2002 for $7000. its papers, as well as a recent appraisal, mark it anywhere from 10-14k depending on the jeweler. imo, it's better to go there because:
1- most diamonds that come into the country go through the NYC market (you'll cut out a majority of the middle-man action)
2- you get to see and feel this major purchase 1st hand (would you buy a car sight-unseen?)
3- it's a good excuse to party in NYC for a long weekend
4- jetblue flies from sjc-jfk direct now
5- they gave us a beautiful platinum band for next to nothing.
if you want some more details, let me know. think of this as a major investment. historically, diamonds only appreciate in value, so try to buy * the highest quality you can afford*...
