Hey boostisgood, thanks for the link, I did not see it.
I don't have to borrow money from my parents, or use a credit card (in fact, I don't even own one, talk about a hole that you can never get out of), I just believe that if you cannot pay cash for the object that you want, you don't need it. Simple.
If you need to ask for 250 bucks, from anyone, for anything, you are a very sad individual. That is all, not trying to flame.