Do you live with mommy and daddy?

sorry to bring up an old thread, but i must have missed this one a few days ago.......and when i saw it.........woooooooooo LOL

where to begin...

"Then there are some people who always have an excuse for why they are living with their parents....

"I have student loans to pay off."
"The job market sucks."
"I want to be able to afford more expensive toys."
"I have no credit."

Sometimes you just have to take a few chances and just go for it. Even if you have to take on a little debt and live frugal, it will eventually pay off in the long run."

First of all, explain to me how it pays off in the long run to move out when you are unemployed and get into all kinds of debt? Exactly which part of later in life does that help you out with?
And even if you have a job, like I do, how is it irresonsible and immature for me to live at home and due ot my lowered living expenses, contribute significantly to my 401k and company stock purchase plan at age 23? I guess it would be more mature, if I moved out, was on a really tight budget, and didnt start thinking of my retirement until I was 30......now THATs thinkin.

And guess what else, not only am I 23, but im a college graduate, I am EMPLOYED, I spend income on TOYS, AND i live at home with my parents...ooooooh, isnt that terrible.

You know ceej, just because you believe in the ole "if you dont move out you're a bum/failure" cliche, doesnt make it true.

I bet you go to the grocery store, and look at a name brand item for 7 bucks, and a generic brand item for 2 bucks after coupons and you buy the 7 dollar one.......cuz if you dont buy the 7 dollar one, and if you EVER make use of coupons, then you're just a big hypocrite. Its the same thing. I have 2 products to chose from, except in my situation, the generic brand, which not only costs less, has a ton more benefits than the name brand product.

I applied for a job in Ft Lauderdale, and was gonna move there at the drop of a hat if i got it. I have spoken to HR at work to express interest in relocating to our new offices in Switzerland, Japan, and Virginia that we will be opening this year. I dont HAVE to live at home, but I am MATURE enough to look beyond the stereotype the public opinion and the cliche, and realize, that moving out at this point doesnt offer me anything. As long as my job is in this area, why wouldnt I want to live home?

Do you know an apartment complex where I will have a place to store my ATV? Or one with a few hundred acres of land I can ride it on in the back? Or one that offers a fully outfitted woodworking workshop in the basement? oh, and it has to be less than a mile from the lake I spend my summers at with friends. It should also have ZERO crime, that is to say, no possibility whatsoever using the past 20 years as reference, of any kind of theft of vandalism.

I lived on my own for 3 years while going to college. I dont see what all the hooplah is. Whats the big deal? Do all the living on their own since 18 ppl think that its a matter of people who live at home not being able to HANDLE the super big responsibility of having their own place?

The fact that you would generalize all ppl who live home past the age of 18 as being an immature group of lazy bums who need ot grow up and "become adults" merely demonstrates your ignorance and inability to make decisions without public opinon helping you along.....
 
hmmm lets see, free food, free roof, free cable, free water, free electricity, Why not stay at home? My parents are pretty cool. I just turned 21. I live in orlando, next to my college. It would just be a waste of money for me to move out this soon. I dont find anything wrong with living with parents. Im 21 with a "ok" job and im a student. Living with parents is a good way to save up some money for maybe a down payment for a house,and not throwing your money away in rent.
 
slug420 said:

...
I bet you go to the grocery store, and look at a name brand item for 7 bucks, and a generic brand item for 2 bucks after coupons and you buy the 7 dollar one.......cuz if you dont buy the 7 dollar one, and if you EVER make use of coupons, then you're just a big hypocrite. Its the same thing. I have 2 products to chose from, except in my situation, the generic brand, which not only costs less, has a ton more benefits than the name brand product.
...

Just thought I'd chime in here and be an asshole :D. This brand generic comparison you've made, makes absolutely no sense. A generic is the same, or almost the same product as the brand, but costs much less because a patent has expired and no R&D is required to inflate the cost. Living at home, while cheaper, is in no way the equivalent to living on your own.

Anyhow...

I moved out when I went to college, at the age of 18. I spent money, built up credit card debt, and then graduated and bought a car after getting my first "real" job, as a software developer. I've been debt-ridden for the last couple of years, but finally paid it off and realized how horrible that s*** is. This is something I wouldn't have had to go through living with my parents, but I'm glad I did. I've grown to respect money A LOT more. I don't buy toys very often, and when I do, its to reward myself. I have a 401k plan started, and I did this all with school loans, credit card debt, and various other expenses.

Then the flipside - my sister. She, like me, moved out and went to school (pharmacy school). She moved back home during summers and for 1.5 years to do her rotations and got pretty much a free ride from my parents (except for tuition). Now she spends money like crazy, barely pays her loans, and is amassing credit card debt.

Somebody earlier in this thread brought up the point about how much closer they are to their parents now. All of my friends that are 24, 25 and live at home loathe their parents. Not the same for me. I was sick of my parents when I moved out, but now we're damn good friends. I enjoy coming home for a weekend and hanging out with them now. Its great.

Oh well. Do what works for you. But I think getting out and learning some of life's hardships NOW will strengthen you for the problems that WILL happen down the road.

Chris
 
I'm 22, graduated from college last year where I lived on campus for 4 years. I'm not embarassed to be home because of the simple fact that here at home it's only my mom, my sister w/ her 5 month old nephew (father not around), and my senile grandmom (75+). I'm practically the man of the house, so I'm not gonna move out due to the fact that I have responsibility at home.

Anyone wanna fight about my situation and tell me to move out?
 
as of this weekend i am officially back at the rents house for a few months. I have a great job and had a great place to live until a disagreement forced me out. Now im gonna live for free with my parents for a few months and then buy a house.
 
KYMP5 said:
as of this weekend i am officially back at the rents house for a few months. I have a great job and had a great place to live until a disagreement forced me out. Now im gonna live for free with my parents for a few months and then buy a house.

That is dif. than moving back home after college and/or never moving out.
 
im 26, graduated from college and i still live at home. Im saving up to get a property of my own.

why rent and help pay off someone elses mortgage when you can use that saved money to get a place of your own.

Over here in Australia, house prices have gone thru the roof and the only way to overcome that is to live with your parents. so its becoming a growing trend..

So to all those fruitloops who are saying we should grow up, get a life, become an adult. YOU get YOUR OWN LIFE and stop judging other people.
 
I'm 22... **** yes I live at home. It just my Father and I. I don't have the money to live on my own. Screw it...
 
DooMer_MP3 said:
Just thought I'd chime in here and be an asshole :D. This brand generic comparison you've made, makes absolutely no sense. A generic is the same, or almost the same product as the brand, but costs much less because a patent has expired and no R&D is required to inflate the cost. Living at home, while cheaper, is in no way the equivalent to living on your own.....

.....Oh well. Do what works for you.


I think my supermarket comparison still applies when you look at what is basically is which is - and i quote - "A generic is the same or almost the same product as the brand, but costs much less"

but in my example we will use the public opinion that YOUHAFTAMOVEOUT!!! instead of a patent.


but at any rate, you seem to be on the same page as me since u said do what works for you. that was my only point :)
 
Ceej said:
Yea..."cultural" meaning, hang on to mommies apron strings for as long as you can. BAH!

Moving back home for a couple of months while you get your s*** back together is dif. than staying at home and never moving out.

What pisses me off even more is when you see a guy (or girl) and they have this TOTALLY modded car, and they live at home with mommy and daddy. I want to slap these people upside of the head.
"cultural" ..........meaning u're a dumb **** for not respecting other people's traditions.

ignorant trash
 
I'm 22 and I live at home with my dad...Not that I have to go into any reason to explain, and not that any of my reasons are excuses, but simply put like someone else said, "why move out?".
No one here can pass judgement on me because you don't know me.
I was getting ready to ask my now ex girfriend to move out with me, when things took a wrong turn. All my friends that were worth moving out with had live in girlfriends, so who was I gonna move out with?? I'm looking into moving out again, but my dad is basically convincing me to stay. My dad has raised me and my older brother on his own since I was about 11 years old. He's been a bachelor ever since, and loves it. He loves all my friends, and they all love coming over here to party and play pool. Keep in mind, he shares our biggest hobby which is modding our cars.
I pay my own bills, food, I pay rent here at home, and do my part to keep the house clean. Where could I find all the stuff I get at home(most important a garage for my car:)) in a cramped little apartment??
I don't make enough to buy my own house, and frankly, my current girlfriend and I are not ready to move out together just yet. Maybe you guys didn't have a good enough relationship with your parents, and that gave you a push to move out, but if I moved out of my dad's house, I'd just hang out there or vice-versa anyways. What's the point of struggling on my own, when I know my dad enjoys my company?
 
Geez ceej, it's kind of embarrassing to see you portray yourself as a typical redneck with his head up his ass. "Hey look at me, I'm better than those who still live with their parents bla bla bla bla. They need to get a life bla bla bla bla." So living on you own makes you a man eh? How lame is that. lol You have just proven to most of us here how ignorant of a youngan you are. Go back to school you self proclaimed man and learn about the different cultures of the world. If you want to be a real man, try raising your kid to be more understanding of others instead of being another redneck.;)


mankind 1 rednecks 0
 
I moved back home for a year from college so I can go to art school & get a Computer Animation degree instead of being stuck working in a restaurant on the path to an AA. I agree with the 3 posts before mine...you say you're an adult, but you really need to grow up.
 
I have the itch to move again right now but I don't think I can afford it. My problem is credit card debt. Although I have paid off a lot of it in the past year or so it is till about $400 a month that I have to pay for my credit crazy days a few years back. Glad I will never make that mistake again.

I have lived on my own with debt and had plenty of money. I just bought my MSP when I was still living on my own. I am looking to move into Boston now and the rent is just too much for me to afford right now. I know if I had that extra $400 a month I would be golden.

I for that reason will probably not move unless I find a job that pays me considerably more than I make now to help cover the added expenses. Otherwise I have to wait probably about a year to be debt free (except for car payment)

Just thinking out loud. PS if anyone knows of some good job opportunities for a Business Major in Boston area hit me up!
 
Some of these views about those that live at home are a bit extreme...

I'm 27....I'm now debt free...my credit cards are clean....I own this car with ALL the mods you see... I have saved enough money to get married and to put a substantial down payment on a MORTGAGE on for a house (not rent)... and I am going to be enrolling into an EXECUTIVE MBA Course in about 18 months. I have a good relationship with my parents...I have a wonderful girlfriend and a good social life. Much of this is because I was able to ALLOCATE and SAVE money while

LIVING AT HOME WITH MOMMY!
 

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