I'm 25 (26 at the end of April) and I pay about $100/mo for insurance. Hopefully it drops soon.....if it doesn't, Geico is gettin' the size 12 and I'll get insurance elsewhere. No speeding tickets, ever (knock on wood). No at fault accidents in the past 4 years. I'm thinking Geico will try to raise my rates since I've been on the business end of two hit-and-runs in the past year, though.