VERY Doubtful its the timing chain ---1st off it has an automatic tensioner ---which when I say automatic ,it's just a spring forced pressure situation , then when it reaches max it can no longer take up the slack , THEN you may consider changing it . BUT ! The only way you could possibly have strectched that suckker out at that mileage it with REPEATED and BRUTAL sudden heavy load's forced upon the engine , aka...Flooring the thing in attempts to drag race the car froma dead stop --worst thing in the world for a timing chain --sudden poundage from a dead stop and if its a cold engine ...well you get the idea .
Here's how you know 100% if you chain is stretched without yanking the valve cover and more ... get the car up to either 2nd or 3rd gear and slowly rev it up to the 5K area ...then drop your foot off the petal and let it return to idle ....If the car bucks fore and aft like theres a strong headwind thats a spot on sign its stretched out , why because the timing is being thrown ever so slightly off as the slack area catches up to the engines supposed smooth reduction in RPM and speed. the test is one that you can do in a straight line or check it with 2nd, 3rd, 4th gears all going up to high rpm and then dropping off the power . Chances are after you read this you will already know if the car is doing this upon decelleration , if its not theres a 99% chance at the mileage it aint the chain my friend .