How's your Insurance $$?

[Draghkar]

You guys get ***** in Toronto...

For full coverage, fire, theft, vandalism, etc...$2 000 000 liability, replacement cost, and free rental cars etc...I only have to pay $1586 CDN a year or roughly $1000USD...34 no at fault accidents, and only 3 tickets in the last 5 years, and 2 of those were on my motorcycle...

Sorry forgot the deductibles are $200 collision, $300 comprehensive..

WTF? Mine cost me $2200 CDN, and I get almost the full discount (35%). In theory I should have the full 40%, as my only at fault accident was 7 years ago and at that time you got back 10% per year not 5...but there is a long story behind that. Anyway, even with 40% that would have only knocked off another $100.00. I'm 27 (not that it makes a difference with ICBC). Had 1 ticket in the last 4 or 5 years. My car is insured to and from work more than 15k, so if yours is for pleasure use I can see some difference, but thats still a big difference. Did you get your comprehensive and such through ICBC or did you get it somewhere else?

 

[gyrospeed]

For full coverage, fire, theft, vandalism, etc...$2 000 000 liability, replacement cost, and free rental cars etc...I only have to pay $1586 CDN a year or roughly $1000USD...34 no at fault accidents, and only 3 tickets in the last 5 years, and 2 of those were on my motorcycle...

I just got my quote for rates. I'm going to have to pay $1638 for the year and that's with 42% discount, roadstar and everything else that you're getting Digi. Only thing I have that is different is my comprehensive @ $100. I feel that I'm getting screwed but no anymore after hearing what some of you guys have to pay. I don't feel so bad anymore.

 

[03MzdSpdSTP]

allstate wants 1928 every 6 months...if i go by my self and i am 20...i am gettin ***** on my saturn i pay 996 every 6 months!!

 

[mspeedpro]

ya i got my msp PERMANENTLY insured under an mp3, i am 18 with a perfect record so i dunno if its high or not.

 

[RX-KEVIN]

I am 19

Turbo II RX-7 89 20G Greddy, Apexi dual N1
Dodge Caravan 91 (selling soon, need mony for ticket)
Mazdaspeed Protege

I pay more for tickets than insurance a year

 

[2K3 MSP]

Mine was gonna be $1500/yr. Which is good for me. But now, with the accident, I'm not sure what's gonna happen...Hell, they might even drop me...

 

[RX-KEVIN]

you probably know it but that really sucks

 

[2K3 MSP]

Tell me about it...I just put out $500 for the down payment..imagine if i get dropped and have to pay another down payment to another company when i get my car back...

 

[arkitek]

Just insured my MSP, 38 married,clean record. In toronto.

Make sure you are sitting down.....$ 1236 cdn ( 860 US ) a year, full coverage, 300 deductable, waiver of depreciation. Listed as a mazdaspeed. ING is the company.

That's an awsome rate for the Toronto area.
Which broker did you deal with as ING don't directly offer auto insurance? I'm trying to get a better rate for myself. Thanks.

Currently paying $1620.

 

[Vicocola]

I called up AAA to see how high my insurance was going to go if I got the MSP and they did not have a listing for the it. I explained to the lady that they were a limited edition car and they had a turbo. She selected an MP3 I think and said that this was the closest she could get. She must have added Turbo to the car cuz' it was $300 more a year compared to my 99 S-10. I can't imagine the MP3 being that much more than my truck. I am only 23 so I still have the rediculous insurance rates even with a perfect record.
How did it affect you guys and who's the youngest with a MSP?

never tell them about the turbo in the car and most will treat it as a regular protege which lowers your insurance... but god knows wut would happen when u crash the car and they see the turbo inside *knock on wood*

 

[JDM Sam]

hey yall one site to check out http://www.insure.com.
dont be stupid just tell em what they need to know not extra.
give em the vin make model and year. mine comes up as a reg protege.

 

[oliver2000]

got the quote from here

http://www.carinsurance.ca/main.htm

Pleasure driving only 20,000 KM's a year