Hit by an IDIOT...

suburbs98

Member
:
03 Protege 5
Hey guys,
Yesterday I was minding my own business out on a drive and I was hit by a complete idiot without a drivers license, insurance, or registration. I was in the right lane and he was in the center, and he decided to turn into a restaurant running into the front of my car. Needless to say, he received fur citations and the car was impounded. My insurance company says that I have to pay the $500 deductible because he doesn't have insurance. However, if he had insurance, I wouldn't have to pay. Does this seem wrong to anyone besides me? All I can say is, THIS IS FU!#@D UP!!!
 

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does he have no assets at all? you could always sue his ass in small claims court for damages and stuff.

the cops should let people kick the ass out of scum like that. U know to make it worth the loss deductible you are paying.
 
Welcome to reality - idiots abound.

Read your insurance policy too. Many people just either go along with the insurance company says or go ballistic when the terms and conditions stated everything to begin with.

Good luck.
 
Sorry about your bad luck. Take the idiot to small claims court to recover the deductible if you have to. Of course first ask the guy to pay it....might save you both some time.
 
The funny things is he doesn't even speak english. The cops had to take his fingerprints and a photo because he didn't even know where he lived. What the hell is that. Finally got an address out of him. It is a good thing that the bra on the front was brand new and put on yesterday and the tires were rotated and car cleaned. Oh yeah, did I also forget to mention that I am moving in 2 weeks accross the country.
 
jersey_emt said:
Sorry about your bad luck. Take the idiot to small claims court to recover the deductible if you have to. Of course first ask the guy to pay it....might save you both some time.
This is exactly what you need to do. It will be quick and painless, I've done it myself. Sue for the deductible, and he will pay court costs as well. You do not need a lawyer for this.
 
blynzoo said:
This is exactly what you need to do. It will be quick and painless, I've done it myself. Sue for the deductible, and he will pay court costs as well. You do not need a lawyer for this.

blynzoo's right. sue for the deductible. if he says he has no money to pay, ask the court to make him give you his car, cause it's not like he needs to be driving it with NO insurance, license, or registration. you can probably sell it to junkyard to recover your deductible.
 
Cool. I think I will take his ass to court. It is just a pain being without my car. And it will never be the same. Oh well, what can you do. Thanks for all the advice.
 
SUE him/her, some guy did that to me with my honda, i sued him and got about 1000 for the damage, it was only wirth 400, but i said he did alot more s*** and it fell through..

Def SUe his ass
 
how much money do you expect him to have? lets think abotu the fact that he prob didnt even know what a DL was... more or less insurance. Im thinking those finger print are just gonna show nothing but hes prob an illegal and if he does show to court he prob wont pay and your moving in two weeks
 
Dude, same thing happened to me when a drunk driver smashed into my Bimmer. I had to pay for the deduct. because it was a claim on my insurance. It turned out that his car was insured and I got my deduct. back. Check the police report, it should have his address and everything on it. Wait a few weeks, then start doing $500.00 worth of damage to his s***!
 
Get some money for his car and not just sue him but get him deported. People like that shouldnt be in this country (There are 8 million of them) :mad:
 
wiscguy said:
Get some money for his car and not just sue him but get him deported. People like that shouldnt be in this country (There are 8 million of them) :mad:
This is a good one.
I hate people driving around without insurance and espeically those who use their foreign language problem as a defence when they cause trouble to others.
 
go to small claims and try to get the whole value of the damage. if that doesn't work like the others said got the deductable. is it too much to ask for that people in this country actually speak english (hand) ?????
 
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