mdagost103
Member
glad to see ur alive and kicking bro.
Got rear ended this morning
- Thread starter jersey_emt
- Start date
thank gawd you werent hurt or the car badly ! feel better sorry to hear that man..good luck!
damn. well i'm glad to hear you turned out okay. mmm. painkillers and muscle relaxants have really done a good job for me after neck/back injuries. hope they make you feel all better.jersey_emt said:Just got back from the ER, x-rays were fine. Just a bit of whiplash, nothing a few narcotic painkillers and muscle relaxants can't fix
Now because I'm gonna have a hospital bill, I gotta call my insurance company and see what they say.
If you got hit hard enough to require pain killers, you better check under your bumper. I was hit at 30mph in my EVO and from the outside it didn't look so bad, but it's getting repaired right now and the cost is $6500. If you didn't file a police report it may bite you in the ass if you end up needing more medical help or body work for the car. Get it checked out for sure.
jersey_emt
Member
- :
- 04 MSM #1089
turboge said:
Yeah my car looks perfectly fine except for a small scuff/scratch on the bumper from her front license plate. The hit was hard enough to push my car about 4 feet foward. There's a bit of damage to her car, but absolutely none to mine. I checked under the bumper, and everything looks fine.
I'm still going to have it checked out though.
Sorry, man, but this isn't quite true. The minute you called your insurance company and let them know about it, they filed a no-fault accident on your Claims History Report. And while no-fault accidents certainly don't carry the weight of at-fault accidents, they are still factored into your insurance premiums upon renewal.jersey_emt said:
Depending on whether you have a standard or non-standard carrier will dictate whether one no-faulter in the last three years will impact your rates. A lot of people will think this is unfair, but if a person has several no-fault accidents in three years, they are considered an "accident magnet", which makes them more susceptible to a possible at-fault accident down the road compared to someone who has never been in one.
EDIT: BTW, I've worked in the insurance industry for three years, in case you question my credentials.
Damn Justin...that sucks about your neck not feeling good. Hopefully you feel a better soon.
Turn those lemons into lemonade though....have the bad-drivers insurance co. buy you a new bumper (buddy club, wings west, etc etc....) nudge nudge
Turn those lemons into lemonade though....have the bad-drivers insurance co. buy you a new bumper (buddy club, wings west, etc etc....) nudge nudge
jersey_emt
Member
- :
- 04 MSM #1089
Kain said:
Nope it's just a record of an accident, it's not a claim. Until your insurance has to pay more than $500 for a claim you're rates cannot increase. At least that's they way it is in NJ.
chriscrooz
Member
- :
- 2007 Lexus IS250 RWD
That totally bites you got hit man.. I know the feeling. Just be grateful you weren't hit at 35mph at a stand still. This happened to me on Saturday in my MP5. Funny thing is I just got done w/ my mods two days prior. OH well.. stuff happens.
http://www.msprotege.com/forum/showthread.php?t=61618
http://www.msprotege.com/forum/showthread.php?t=61618
mdagost103
Member
jersey at least its only a scratch and u will live. Just be ready for revitup.
- :
- 99 LX
I would have saved you the expense and x-ray you for free (evil)
no major injuries, good to hear (spin)
no major injuries, good to hear (spin)
Ooo what kinda pain pills you get?
J/k Man, hope everything turns out ok, and your rates definately cannot increase.
I had a no fault accident, that my insurance company had to pay out on.. long story short i left the ebrake off in a parking lot and my old car rolled into another car..
They paid out less than 750, which is the Ky requirement, and my insurance rates didnt increase... however i did lose a discount for having no accidents and no tickets that is eligible to people under 25.
Ohh well.. everything will be ok!
J/k Man, hope everything turns out ok, and your rates definately cannot increase.
I had a no fault accident, that my insurance company had to pay out on.. long story short i left the ebrake off in a parking lot and my old car rolled into another car..
They paid out less than 750, which is the Ky requirement, and my insurance rates didnt increase... however i did lose a discount for having no accidents and no tickets that is eligible to people under 25.
Ohh well.. everything will be ok!
jersey_emt
Member
- :
- 04 MSM #1089
Oxycodone fun stuff
fun stuffjersey_emt
Member
- :
- 04 MSM #1089
Update:
Neck and back are fine, I took a day off of work, and relaxed the entire weekend after the crash. Painkillers were fun while they lasted
I washed my car, and noticed damage to the bumper.
Her license plate is IMPRINTED into my bumper. I gave her a call, and we filed a report with her insurance company. I need to get 3 estimates, and then she'll decide whether to pay out of pocket or to have her insurance pay. I don't care which way it gets done...as long as my medical bills are paid, and my bumper is replaced (i don't think it can be repaired).
So....
Where do I get a buddyclub 2 bumper from?
Neck and back are fine, I took a day off of work, and relaxed the entire weekend after the crash. Painkillers were fun while they lasted
I washed my car, and noticed damage to the bumper.
Her license plate is IMPRINTED into my bumper. I gave her a call, and we filed a report with her insurance company. I need to get 3 estimates, and then she'll decide whether to pay out of pocket or to have her insurance pay. I don't care which way it gets done...as long as my medical bills are paid, and my bumper is replaced (i don't think it can be repaired).
So....
Where do I get a buddyclub 2 bumper from?
Sporks MP5
Member
- :
- Mazda Protege 5
MMMM....pain killers..... I got rear ended last year at the airport here in phoenix, and to tell you the truth, EVERYBODY in AZ drives like s***....I was paying for my parking pass for the airport parking, dead stop, bar in front of me doesnt go up till it's paid, and the jackass in an S-10 blazer plows into my hatch...not horrific dammage, but to say the least, his had more damage, and I was able to make a few bucks on the whole deal.
