im thinking more like 8k for it, but even still that's a chunk of change that i could use to put down on a used speed. if it's 15k i'll use like most of it to get it down to like making payments to equal like $8 or $7k. i was paying 299 a month when i was making car payments, so if something is 8k im thinking i'll be paying like 175ish to 200ish. my credit thingy is like over 700, so it could be cheaper than that.