best thing to do is to avoid filing a claim with your ins co. you can let them know of the incident but filing a claim with them should only be done if you cannot get the other party's insurance to pay easily
This is was is happening. We (Me and Ins) contacted the bus company directly and they exchanged some #'s with my Ins company. It turns out the driver had yet to call it in.....
The bus company said they will pay for the damages in full and that I can expect a call from their Ins company.
I'm SOL on the police report. I just called the PD and they told me an officer will not file a report after the fact, it has to be done at the time.
edit: lesson learned, FILE A POLICE REPORT NO MATTER WHAT
Thanks for all the help peeps!
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