The Ohio Random Thread... aka We Should Probably Be Working

Perro del Sol said:
It is Chase's fault, as the title company is a disinterested 3rd party. The instructions come from the lender, not the title compan. I would file a complaint on Chase, I am sure that will get their attention or get a consumer reporter involved.....those buzzz words will trigger action to the higher ups!
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I know it is, told his boss that too. She didn't like talking to me either, her you're stupid approach was disrespectful to say the least.
tweiss3 said:
I think SOP for Chase is to be a complete dick unless you have a shot ton of money sitting in an account at their bank. They were always dicks to my wife. One time she had about 5k sitting in her checking account from a student loan refund she needed to save for summer classes. She went to cash a CHASE payroll check for like 90 bucks or something and the counter **** was as usual, a b****. That is until halfway thorough the transaction when she peeked at her balance, then she became the fakest nicest person in the world. I wanted to punch her so bad.
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Unfortunately most banks are like that, even mine.
bigsho said:
Ive had great experiences with Chase lately. I overdrafted last month and went in to deposit some cash. The girl waived my overdraft fee and asked about my direct deposit stopping. I told her I got laid off and she waived the monthly maintenance fee for the past 2 months for not having direct deposit.

Usbank on the other hand never helps me out.
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She wanted the D
Kiseliok said:
Whoa. you guys are all really rude. I have my misunderstanding and differences with various businesses, but y'all take it to a whole new level.
Telling people they are lazy? How is that going to help you out? Sending snarky (I thought this was a word.. ff is flagging it) emails to the dealers? I think there are better ways to deal with that.
You know, most of these people are just doing their jobs. Not everyone is fortunate to do something they enjoy, but everyone needs a paycheck.
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Snarky emails to dealers only happen in response to snarky emails from dealers. Plus the last 3 letters of my name were right in front of him. I didn't shorten his name to Dave, and I wouldn't unless he asked for me to. A simple apology fixed that.

Cue The Tings Tings
<iframe width="560" height="315" src="//www.youtube.com/embed/v1c2OfAzDTI" frameborder="0" allowfullscreen></iframe>

A far as this MLO, he is a lazy douche just trying to get commission of the loan. He might of just been doing his job, but he did his job poorly because he is lazy. I work in his direct industry, I know what he is supposed to do so I know exactly what he didn't do, which is his job. First he sold the wrong product by not figuring what the needs of the customer were, then didn't relay all the information to the title company which lead to misinformation from them to me and the original check being sent to the wrong address. Then when there is a problem he offers no help to fix the situation, only that it's not his fault and I need to talk to someone else but gives me no one else to talk to. He ****** up, I called him out on it with proof. I don't feel bad for it. I take pride in my work, fix my mistakes or help as much as I can and apologize to those it effected so I have no problem holding people in the same industry to those standards.
 
d9913f0e5b1989c859050e5aae99e30b.jpeg
 
Kiseliok said:
Whoa. you guys are all really rude. I have my misunderstanding and differences with various businesses, but y'all take it to a whole new level.
Telling people they are lazy? How is that going to help you out? Sending snarky (I thought this was a word.. ff is flagging it) emails to the dealers? I think there are better ways to deal with that.
You know, most of these people are just doing their jobs. Not everyone is fortunate to do something they enjoy, but everyone needs a paycheck.
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I agree with fez here. I cant talk to people like that when doing business. I'll be an asshole to people i know, but not some random stranger thats doing their job.

Like odjfs denied me unemployment 8 consecutive weeks. I filed 3 seperate appeals, never got mad at anyone. Patience paid off, they finally heard my case and reversed the decision. I wouldnt have gotten anywhere by being a dick
 
bigsho said:
I agree with fez here. I cant talk to people like that when doing business. I'll be an asshole to people i know, but not some random stranger thats doing their job.

Like odjfs denied me unemployment 8 consecutive weeks. I filed 3 seperate appeals, never got mad at anyone. Patience paid off, they finally heard my case and reversed the decision. I wouldnt have gotten anywhere by being a dick
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I think what annoyed Nate and myself in our situations was that no one apologized. Instead of saying, "I'm sorry about that. Let me see how I can remedy it", he was told a bunch of lies while I was instantly told it was my fault and I was using their system wrong. I'm in the customer service industry and if someone has an issue with a product/service I've sold, I first apologize for the inconvenience and attempt to fix the problem myself or connect them with someone who can.
 
Fiji Mazda3 said:
My car loan is through US Bank and their online bill pay is the worst piece of garbage I have ever used. I pay my note after my paycheck clears, so once it's paid, it says "payment received". However, when I check my bank account it hasn't been withdrawn. Only the day after my payment is due will my account tell me my payment is denied. This had happened 3 out of the four months I have the car. I finally said the hell with it and told them to send me paper bills and I'll just go to the bank and pay there. The CS lady had the gall to tell me I was doing it wrong. That phone call didn't end well..... (lol2)

I know I'm not going to get a good enough rate anywhere else on a refi, so Ill just tough it out.

[end rant]
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I've only ever had a USBank account so I guess I don't know how much better it could be? Lol

I have never used the online bill pay. My car loans just get linked to the acct and funds are automatically withdrawn.
 
So Fez and Who, if this bank screwed you out if thousands if dollars and sent e mails up the chain if command, made phone calls and they were ignored. You would just let it go and stay calm, when they refuse to take responsibilty? I think not, let's keep it real! If it was your money, you'd go off after weeks if trying to deal with the issue.
 
I understand I may be a prick, but I don't take kindly to people jerking me or my family around. The best CS in service industry I ever had was both Alltel and National City. Unfortunately neither is around anylonger, and it's a shame. First Merit hasn't had a chance to screw me over yet since I keep my actual contact with me to a minimum. PNC is pretty good to me, but not nearly as great as NC was. And Verizon, well.....

Don't get me wrong, I try to be polite and give people a chance, but that happens to go out the window quickly based upon their actions/attitude.


On a different note, I got the HTC one Wednesday Night (the One Max was just too big, I just couldn't do it, it wouldn't have fit in my pocket for half my jeans, and they are big pockets. Yesterday I used the hell out of my phone, and was on Youtube straight from 5:45 till I plugged the phone in, this was right before I plugged it in:

2014-02-27


I'm super impressed.
 
it pissed me off to the point I contacted the "founders" and said something needs done. He has no idea who he is bashing and it really pisses me off that he would act like that when I bet the emails exchanged were less than professional. He is always looking for someone to bash. And don't let him kid you, he lives at home and his "roommate" lives in his parents basement.
 
the knob is probably trying to commit suicide just like that guys car from the awful driving and stupidity those guys subject their poor cars to.

Oh sorry they do drive hard, I saw him spin his tires once getting on the highway...
^^^ first time I have gotten to use pink font!
 
I'm not gonna lie, I was a little buzzed up and was having a really bad day. The whole week had worn on me quite a bit, so I wanted to have some fun. I, for one, am sick of everyone just coming out and blasting s*** for the sake of making your presence known on the webs of inter. Whoopdie do. I was taught long ago that if you really want to make an impact that lasts, stay quiet. By not acknowledging something that you don't like, it will bother the s*** out of the person looking for attention.

I did it a different way. Insult people with intellect. Chances are they won't get it, it seems like you're being respectful of them, and those that do get it will laugh their asses off.
 
pmartz16 said:
the knob is probably trying to commit suicide just like that guys car from the awful driving and stupidity those guys subject their poor cars to.

Oh sorry they do drive hard, I saw him spin his tires once getting on the highway...
^^^ first time I have gotten to use pink font!
Click to expand...

Feels good, doesn't it? Hahaha.
 
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