I just bought a 2008 CX-9. The car is great but I am not sure about the long term reliability. I usually keep a car 5 years and 100,000 miles. Any feedback on reliability of the CX-9 or the value of an extended warranty? The dealer offered a Mazda 5 yr / 100,000 mile warranty for $1479 (6yrs/100,000 mile for $1680).
CX-9 Extended Warranty - Yes or No ?
- Thread starter NJadzam
- Start date
- :
- 2022 CX-5 Turbo
Too much.
The best deal I found is here
www.authorizedfordwarranties.com
Select Mazda, choose plan, and click on Price and Purchase.
These are genuine Mazda warranties, not 3rd party one.
I am still hunting, though. You are 3 yr/36K to decide. No hurry.
Even if your dealer quoted you the TotalCare (which I doubt!), it is still too much.
I am opting for the StateCare.
I plan to use my CX-9 for 3 yrs and see how the reliability is and then decide
to buy ext warranty or not. I might buy it earlier if I could find a good deal.
The best deal I found is here
www.authorizedfordwarranties.com
Select Mazda, choose plan, and click on Price and Purchase.
These are genuine Mazda warranties, not 3rd party one.
I am still hunting, though. You are 3 yr/36K to decide. No hurry.
Even if your dealer quoted you the TotalCare (which I doubt!), it is still too much.
I am opting for the StateCare.
I plan to use my CX-9 for 3 yrs and see how the reliability is and then decide
to buy ext warranty or not. I might buy it earlier if I could find a good deal.
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The 5yr/100K/$1479 was for the Total Care Coverage Plan. But you are right, there is no reason to decide now, However, based on your www.authorizedfordwarranties.com site the price goes up significantly at 25,000 miles so it is best not to wait until the 36,000 miles to make your decision.
bought the 5yr total care warranty when I purchased my car, it was around the same price as www.authorizedfordwarranties.com. Dealer rolled the warranty cost into the cost of the car and I got 0% financing for 3yrs on the everything. Walked out the door with $0 out of pocket. Made sense for me to buy the ext warranty when I got the car.
All dealer warrenties are too much money but the dealer warrenties have the option to get part of your money back if you sale your vehicle. A lot of people do not realize this and the dealers hope you dont. I paid $800 for my Dodge Ram, traded at 37,000 and received $350 reimbersment.
Losing proposition.
The statistics show that most people fail to recover their outlay for a service contract. In other words, the total cost of repairs during the contract period don't even come close to what was paid out for the agreement. Factor in what you could have made collecting interest on that money and it gets worse.
Jeep owners were one of a minority of owners that came out ahead - the repairs they had exceeded the cost of the contract (I can believe this).
You're better off putting the money (even half the quoted cost is probably more than enough) in a CD during the warranty period of the vehicle then rolling the CD during the remaining life of the vehicle, using proceeds from this to fund any repairs that may happen beyond normal maintenance.
Ted
The way I see it...you're laying money up front to pay for future repairs beyond your standard warranty period. Being a gambling man myself, I don't like taking bad bets, especially on a Japanese made car.
The statistics show that most people fail to recover their outlay for a service contract. In other words, the total cost of repairs during the contract period don't even come close to what was paid out for the agreement. Factor in what you could have made collecting interest on that money and it gets worse.
Jeep owners were one of a minority of owners that came out ahead - the repairs they had exceeded the cost of the contract (I can believe this).
You're better off putting the money (even half the quoted cost is probably more than enough) in a CD during the warranty period of the vehicle then rolling the CD during the remaining life of the vehicle, using proceeds from this to fund any repairs that may happen beyond normal maintenance.
Ted
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- 2022 CX-5 Turbo
Statistically, health insurance is also a waste of money. However, do you dare to live w/o health insurance in USA?
Insurance (like warranty) is a matter of financial management. If one can take the sudden unexpected hit of costly repair, one can do w/o insurance/warranty. It all depends on personal financial situation.
I do believe Bill Gates has no health insurance if you tell me so.
Why does he even need one?
Insurance (like warranty) is a matter of financial management. If one can take the sudden unexpected hit of costly repair, one can do w/o insurance/warranty. It all depends on personal financial situation.
I do believe Bill Gates has no health insurance if you tell me so.
Why does he even need one?
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That's a horrible analogy.
First of all, most of us have cheap (or free) healthcare through our employer. Secondly, you're comparing the insurance of your life to the insurance of your car. I wonder which one is more important. Have you ever tried to get medical care w/out insurance? Bottom line: it takes longer. When my health or life is hanging in the balance, I want the "how are you going to pay for this" part out of the way ASAP, don't you?
Sorry that happened to you, but hindsight is always 20/20.
I've owned seven cars since 1988. Never once did I buy any additional warranties:
1987 Pontiac Trans-Am (1988-1991): It was used, so no warranty. No repairs necessary
1992 Dodge Stealth RT Turbo (1991-1994): Took it in one time to fix a radio issue during the 1st year, covered under standard warranty.
1994 Pontiac Firebird (1994-1996): No repairs necessary.
1990 Pontiac Grand Prix (1996-1998): This was a hand-me-down. It ran to 116K miles with only one problem well after warranty expired - Bad Alternator. It was a $150 repair.
1999 Toyota Solara (1998-2005): Ran this one to 131K miles. Only problem was a noise issue coming from the strut mounts, which was replaced under standard warranty.
2005 Infiniti G35 (2005-present): Currently at 46K miles. Throttle body replaced under standard warranty. CD changer replaced under standard warranty.
2008 Mazda CX-9 (2008-present): Less than a week old. No problems yet.
So after 20+ years and seven different cars (five of them purchased new), three of them were owned beyond the standard warranty coverage, and I'm out $150 for out-of-warranty repairs.
Um, I owned a Jeep, ergo my side remark. But it was the exception of all the vehicles I owned and even if I had bought a contract I'd have still only broken even. So instead of laying the money out up front and letting someone else get the use of it, I hung on to it and got the benefit. I didn't like paying the repair bills, but I didn't struggle to do it either.
That still doesn't alter the fact that statistics show service contracts are a loss leader for the buyer. That's not busting on them, it's just a fact. I never said don't do it, I just said don't expect to recover your outlay for one. Exceptions do happen, but the odds don't favor it.
A service contract is an insurance policy of sorts so why not just self insure, keep the money, and have it work for you? At the end of the vehicle ownership you've either expended the pot on a POS vehicle or you have a nice pot of money to apply towards a new vehicle, or something else. Only about a quarter of a service contracts cost actually goes to the premium on the contract, the rest go to commissions.
You do the math.
Ted
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- 2022 CX-5 Turbo
mindsink,
You can obviously see a pattern in your ownership of vehicles. Other than the Toyota Solara, you typically own a vehicle for 3 yrs. Why would you even need ext warranty for?
For Toyota/Honda, I am more willing to bet on their reliability also.
For people like me who own vehicles for 7+ years, ext warranty is more meaningful.
I own a BMW 540iA and paid for the ext warranty for $2450. I got all my money back 1 year before the ext warranty expired.
On your CX-9, several items can cost more than $1500 to repair,
- ABS assembly (failed on my 8yr-old Honda Accord) ($2000+)
- Multi-function display ($1500+)
Not to mention the transmission, etc.
There are more and more high-tech gadgets on todays' vehicles. The more feature loaded in your CX-9, the more likely you will need it after 3yrs.
You can obviously see a pattern in your ownership of vehicles. Other than the Toyota Solara, you typically own a vehicle for 3 yrs. Why would you even need ext warranty for?
For Toyota/Honda, I am more willing to bet on their reliability also.
For people like me who own vehicles for 7+ years, ext warranty is more meaningful.
I own a BMW 540iA and paid for the ext warranty for $2450. I got all my money back 1 year before the ext warranty expired.
On your CX-9, several items can cost more than $1500 to repair,
- ABS assembly (failed on my 8yr-old Honda Accord) ($2000+)
- Multi-function display ($1500+)
Not to mention the transmission, etc.
There are more and more high-tech gadgets on todays' vehicles. The more feature loaded in your CX-9, the more likely you will need it after 3yrs.
Like I said, do the math.
There's two sides to the service contract debate and I took the other side. In the end the decision is up to the owner.
Me, I'd rather hold on to my money and do something more constructive with it. A choice.
Ted
I know, but I stated that three of the cars were kept beyond their standard warranty periods, the rest weren't -- which brings me to another point: How do you know how long you'll keep a vehicle for? You never know. Several of those cars, I thought I'd be keeping for much longer, but life's circumstances changed that. And when you plop down your cash for an extended warranty, and you sell your car while it's still within your factory warranty, you don't get your money back.
And you prepaid for it several years prior (in "escrow", if you will), while you could have used that money elsewhere or invested it.
The CX-9 is 100% assembled in Japan with over 80% Japanese parts. Using your same reasoning for Toyota/Honda, I'm taking my chances.
I agree, there are a lot more gadgets & high-tech parts. But faulty electronics usually rear their heads within the first few months. After that, they should last forever, as long as there's no physical trauma to its components. They are not "wear & tear" items like Transmissions and Engines.
I guess the bottom line is that the odds are not in your favor if you purchase an extended warranty. Trying to guess when it is and isn't a good idea based on the make/model of the car is like trying to guess when the blackjack dealer has paint in his hole card and insuring your hand accordingly.
CX9 SportOwner
Member
This is a complex vehicle, as are many these days. With so little I can service or repair myself, and the fact that we plan on keeping our '9 for a long time, we opted for the extended warranty. Very little additoon to our payments, but a LOT more peace of mind.
warranty also covers wheel and tire damage. If you drive around areas where potholes are a problem, you could get your money back on one wheel & tire.
What's a 20" wheel and tire combo go for?
New information, changes position.
In light of new information, getting a service contract on the CX9 may be a good idea if you have AWD and plan on keeping it past the 5/60k drivetrain warranty.
I have found out that the transfer case, the part that sends power from the front to the rear axle, costs over $5400. Why this part is so outrageously expensive is unknown (it's 5 times more expensive than an Acura MDX transfer case). Considering that we've had 4 members here (myself included) that have had this component fail it may be a weak item long term.
In any event, the CX9 AWD might just be one of those vehicles where having a contract will pay for itself. So take this into consideration.
Ted
In light of new information, getting a service contract on the CX9 may be a good idea if you have AWD and plan on keeping it past the 5/60k drivetrain warranty.
I have found out that the transfer case, the part that sends power from the front to the rear axle, costs over $5400. Why this part is so outrageously expensive is unknown (it's 5 times more expensive than an Acura MDX transfer case). Considering that we've had 4 members here (myself included) that have had this component fail it may be a weak item long term.
In any event, the CX9 AWD might just be one of those vehicles where having a contract will pay for itself. So take this into consideration.
Ted
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