moving out at an early age?

[Strobe Media]

Well, background: I go to school and i was one of the people who decided to stay local, which i now regret. Not just that, but the fact that i want to see how i do on my own leads me to the idea of moving out. My buddy bryce also wants to move out, so we thought of sharing an apartment. At only 18, i have a few questions for those of you who moved out in your younger years.

For those of you who live on your own/with room mates, how exactly do you split expenses? A buddy of mine wants to move out and so do it, he has a job setup right now and i can always be transferred to another location for my job and it's about equal distance to school as where i'm at now. My main concern is how everyone splits expenses, food, utilities, etc....does everyone just do it 50/50 or do people have ways that work better for them? Right now i still pay for my car, insurance, phone bill etc...so my cash flow is limited, but we found a few nice apartments that will only cost us each around $300 a month, some including utilities, but it's the other s*** that you have to factor in. So really what i'm getting at is can i get some advise from people who've moved out on their own.

and another thing that might hurt us, i'm 18 and as far as right now, have a good credit rating, my buddy, 21, well, doesn't own a credit card, i don't think he has any sort of credit rating whatsoever. How hard do you think it will be to finance for a place with this history? I've had a solid job for a while and he's pretty serious about moving out so i think he'll be able to hold down a job.

 

[Knox Joe]

Always split the bills evenly between the tenants.

I have to say though, right now in this economy, stay home as long as you can. You also have to keep in mind the current unemployment rate for young people. As more and more middle aged people lose their jobs you are going to find it increasingly difficult to find a decent job at a young age.

I moved out on my own at 17, and have been on my own ever since. I wish I would have stayed home and went to school. It always sucks to have to go by someone else rules, but IMHO now 10 yrs later, I wish I could have stayed and went to school. There were many weeks when I didn't know if I'd have enough money to make it, and that was nearly 10yrs ago when the economy was booming. Now I do have a really good, high paying job, but no education past HS. If I ever get canned I have nothing to fall back on (except my wife's degree, lol, she should have know I wouldn't support her while she went to college for nothing).

Count your blessings, and suck it up. It will be worth sticking it out with the 'Rents in the long run.

 

[Strobe Media]

i have a job in a restaurant, eating out no matter how bad the economy is will always boom so i think i'll be ok there.

 

[JCell]

hahaha

dude, SO many restaurants in my area are closing its not even funny, the economy affects how many people go out to eat

i live by myself, with 2 roommates, and no job, if i wasnt going to school and picking up some financial aid i'd be in real trouble.

definitely stay home and go to school

 

[Lil_vicious559]

Always split the bills evenly between the tenants.

I have to say though, right now in this economy, stay home as long as you can. You also have to keep in mind the current unemployment rate for young people. As more and more middle aged people lose their jobs you are going to find it increasingly difficult to find a decent job at a young age.

I moved out on my own at 17, and have been on my own ever since. I wish I would have stayed home and went to school. It always sucks to have to go by someone else rules, but IMHO now 10 yrs later, I wish I could have stayed and went to school. There were many weeks when I didn't know if I'd have enough money to make it, and that was nearly 10yrs ago when the economy was booming. Now I do have a really good, high paying job, but no education past HS. If I ever get canned I have nothing to fall back on (except my wife's degree, lol, she should have know I wouldn't support her while she went to college for nothing).

Count your blessings, and suck it up. It will be worth sticking it out with the 'Rents in the long run.

+1 here. The way the economy sits right now. You want to stay home and just get along/listen to you're parents and be thankful they are providing you with a roof over you're head etc........

I don't understand what it is, about teenagers who want to move out to prove that they can make it on their own. When the time isn't needed! Trust me, There will be a time when you will be providing yourself and being on you're own. But at 18yrs old. You're better off at home and spending the quality time their with you're parents. Believe it or not, I'll say in about 7-10yrs from now. You're going to look back into the past and have flashbacks and think differently.

I was just like you at 18 or any other adolescent teenager.

 

[Strobe Media]

alright well i see how this is going but i'm not really asking people's opinions on whether or not i should move out. I'm wondering if people have tips on how they live on their own.

 

[Lil_vicious559]

alright well i see how this is going but i'm not really asking people's opinions on whether or not i should move out. I'm wondering if people have tips on how they live on their own.

It's the same thing. If you don't want to take the advice then we can't help you. There is no rule or tips on how living life on you're own goes! It's just reality you live day by day. I don't know what you want me to say.

My tip to you is live at home and save up for a house in the near future. Think smart, don't rush into being on you're own. If my info isn't in any constructive advice for you to Acknowledged it, then i don't know what to tell you.

 

[JCell]

alright well i see how this is going but i'm not really asking people's opinions on whether or not i should move out. I'm wondering if people have tips on how they live on their own.

fair enough

make a routine and stick to it, clean your s*** ever now and then and learn to cook

 

[kanuter valve]

i stayed at home into my early 20s to save money but it cost me in other ways.

getting a place with utilities included and a dishwasher would help prevent issues from arising. no surprises and less arguments. oh, and 2 baths.

just split the rent 50/50 and buy your own food.

do you know the persons your roommate will have over? do you have similar bed and wake times? similar clutter/clean habits?

also, you both should be on the lease.

have fun

 

[Knox Joe]

i have a job in a restaurant, eating out no matter how bad the economy is will always boom so i think i'll be ok there.

Okay, lol, you really are just a kid.(lol2)

 

[Rush]

A job in a restaurant is by no means a stable source of income. I should know -- I've been working in restaurants for over 10 years. Going out to eat is one of the FIRST things people stop doing when money gets tight. I've seen the business at my current restaurant take a SEVERE downward spiral over the last year. If I didn't have money saved up from past years, I'd be in serious trouble right now.

I agree with those saying to stay home as long as possible. Save up your money -- that way, once you graduate and have a solid career, you can put that money towards a house and REALLY give yourself some stability.

But if you've got your mind set on moving out ..

Make sure you really know this guy you're moving in with. Do you have the same kind of habits? Same 'level of cleanliness'? Same sleeping hours? Same kind of social lives? Those are MAJOR factors in living with someone.

As far as bills are concerned -- IMO, outside of marriage or a seriously committed relationship, everything gets split 50/50. I would discuss food with your roommate -- I've come to find that handling that depends on the person. Some people buy their own food (but then you run the risk of your roomie eating your food), and some people buy food together (but then you run the risk of going in on a bunch of food you aren't really gonna eat).

Make sure both your names go on the lease. Don't loan each other money for bills EVER, or we'll see you on Judge Judy. Figure out arrangements for your cars -- if there's a driveway, parking permits, anything like that. Try to get separate bathrooms -- but if you have to share, lay down some ground rules. It's also a good idea, as gay as this is going to sound, to set up a cleaning schedule -- that way, one person won't feel like they're getting the shaft by having to clean all the time. Having a dishwasher is also a HUGE plus.

 

[Strobe Media]

Okay, lol, you really are just a kid.(lol2)

you know that restaurants, not little ones, big corp restaurants are one of the few business's still functioning rather well regardless of the impact of the bad economy? People will always eat out, they feel that's their way of spending "fun money". Restaurants are like lawyers, police, schools, hospitals, doesn't seem to matter how bad the economy is, people will still use them all the time.

edit: The person i plan on moving in with is one of my best friends, so we have the same friends. As far as sleeping schedules and s***, well i go to school for most of the day and he'll have a full time job, we're both pretty clean people so i don't foresee that to be a problem. I'm stoked most of the places we're looking at have utilities included in the rent and have a washer/dryer, dish washer etc...

 

[Knox Joe]

Hey man we're just trying to look out for you. But I guess you know best. (dunno)

 

[Lil_vicious559]

you know that restaurants, not little ones, big corp restaurants are one of the few business's still functioning rather well regardless of the impact of the bad economy? People will always eat out, they feel that's their way of spending "fun money". Restaurants are like lawyers, police, schools, hospitals, doesn't seem to matter how bad the economy is, people will still use them all the time.

edit: The person i plan on moving in with is one of my best friends, so we have the same friends. As far as sleeping schedules and s***, well i go to school for most of the day and he'll have a full time job, we're both pretty clean people so i don't foresee that to be a problem. I'm stoked most of the places we're looking at have utilities included in the rent and have a washer/dryer, dish washer etc...

Seems like you have all the info you need. I don't understand what you're asking from us then. I mean seriously, there's no reason to get anal and take it the wrong way here.....

Were just trying to provide you some info and give you a heads up.

 

[Strobe Media]

i'm not being anal but you can't say i'm acting childish because i feel safe about my source on income, i'm asking if people have tips for living on their own, money management etc...not whether or not they feel I should do it or not.

 

[Knox Joe]

i'm not being anal but you can't say i'm acting childish because i feel safe about my source on income, i'm asking if people have tips for living on their own, money management etc...not whether or not they feel I should do it or not.

Sorry man, but that's where you come off as being childish, and most of all, naive.

If you really believe that you have a lot more to learn. Like I said, you really are just a kid.

Do what you want, but don't come looking for advice, then get upset when it's not what you want to hear. You're seriously acting like every other 18 yr old on the internet. You fit the stereotype perfectly.

 

[Lil_vicious559]

Sorry man, but that's where you come of as being childish, and most of all, naive.

If you really believe that you have a lot more to learn. Like I said, you really are just a kid.

Do what you want, but don't come looking for advice, then get upset when it's not what you want to hear. You're seriously acting like every other 18 yr old on the internet. You fit the stereotype perfectly.

(iagree)

 

[Strobe Media]

whatever, i don't need to prove a point here, so only constructive advise here please

 

[JCell]

this IS constructive advise, its not like anyone is simply saying dont move out and giving no reasons....


best of luck to you man

 

[Lil_vicious559]

this IS constructive advice, its not like anyone is simply saying dont move out and giving no reasons....


best of luck to you man

fix'd