negatory. just happened to my wifes co worker. Broke into his Ford f250 which he had the keys to his BMW 7 series in and they stole both....he's SOL on the BMW since he left the keys to it in his other vehicle.
not true.. we see it on a daily basis... he must have some cheap arse ins then. we've had 2 today where ppl did that and they were in picking up there new cars.
i've never seen them not cover it. yes each sitution is diff. but again never seen them not cover it. just like i'v never seen a claim denied when the idiot person put Diesel fuel in there car instead of gas and caused 2k in damages.