it feels like groundhog day today...2-240sx(track), altima(dd), mazda(winter), evo(dd) and gsxr(summer) i already refinanced the mazda for a stupid low apr and awesome payment.
I am glad to hear it worked out.
i say you live once! money comes and goes. i dont have kids so i have cars, thats what makes me - me. to each their own..right?
this is BY FAR the most ridiculous forum that ive seen in terms of people going off on a tangent when you ask for something completely different. you say its not hate when clearly it is. what our household income is means absolutely nothing to the purpose of this thread. we can afford to have expensive dd's and recreational vehicles - so we do. theres no need to tell you what we do with the cars, but we did so you would understand. obviously - you dont.
my husband is a soldier and HAS to have his own dd - which can be any of the 5 he chooses. he chooses to use the evo the same i choose to use the mazda. what we make financially or do with the other cars is strictly irrelevant. you dont like what we do with our money - tough s***.
Lets look at some things here objectively from any one other point of view other then your own as we do not know your story, finances, ect as you have stated.
1. You asked if you should keep a car or not with no offered reason as to why you would actaully keep it or not. So all the posters had to start digging information out of you as you offered nothing by which to help you make a decision.
2. We found out that you had a horrible interest rate on the loan of near 20%. Now although you say your finances are fine, this loan rate yells loudly in contradiction. Again, objectively we dont know only you do.
3. You mentioned having a number of other vehicles, many have questioned this not because they find fault with it but because they wanted to see if perhaps the duties of the mazda could be covered by one of those cars instead, giving you a reason to unload the mazda or justify keeping it. This had nothing to do with "hating" finances or any of that.
4. I would like you to step back and for a second consider what those who you think are haters are really preaching. Would you or your family be any less better off if you had lower bills via less cars?
Would your future be any less secure?
So are they really talking negatively?
I would argue you, as would anyone, be better off and able to save more, pay down other loans, secure your retirement, even take a European vacation...whatever by way of lower bills. 5 Cars is a lot so by that alone most people will see a lot of savings to be had. Again where you had not offered reason to keep or get rid of the car, this was the most obvious subject to investigate and after all you asked us to do so.
5. "hate" in the form you use it is an incredibly immature and irrational context. No one here really cares what loan you can get. You dont even own these cars.
The thing many people see immediately by your posts is an immature attitude mixed with irrational spending habits and contradictory posts. because of that, many people are not going to predict the best of outcomes for you or family. Believe it or not, much of this Hate, stems from a concern for your general well being.
Let me give you an example, your husband is a solder so I am betting you feel rather safe from the unemployment plague effecting 20% of the families in the US right now. However, I will promise you within the next three years the military will be taking MASSIVE budget cuts. Think Clinton's administration but twice as deep this time.
Hopefully you or him dont loose your jobs but that is a legitimate concern for 1/2 the population and a very real struggle for 1/5th the population.
I know I dont know your finances, I also dont know your future, but I do know I dont wish any ill days come your way so I hope during this you are taking the initiative to save for a bad time, and protect both your future.
You may only live once, but it takes a long time to die poor once.