did you get yours back yet? i had an accident on sept 8th with very comparable looking damage to my msp and its only now almost done being repaired. bill is at $8.7k and still climbing. insurance is paying mine though, although ill be paying it back for years to come.
Mazda wrecked my MSP.
- Thread starter Quik89Si
- Start date
MP3Architect said:
No, those are the pics that I took of my MSP today...
The dealership just had their insurance company come out to give an estimate yesterday. It has been 2 weeks since they wrecked my s***!
I guess the pic doesn't show it as well as I'd hoped....the driver's front wheel has about 10 degrees of negative camber...
Quik89Si said:
yeah insurance is SLOW with everything. i learned that. plus when we had that hurricane come through it pushed everything back another week. dammit i just want my car back!!!
oh s*** if you got body damage it might get totalled then. all my damage was on the front only. mainly in the corner.
A note befor eanythign else. As far as "fault" is concerned. Regaurdless of which driver was at fault, it's the dealership's responsibility to take care of your car. Pulling it across public thouroughfares is a risk that THEY took. In the end, you're looking at possibly higher insurance, lower resale value, ALOT of time in a rental, and why? because you took your car to the dealer to get serviced? I thought you were supposed to be rewarded forthat not punished?
Making a huge stink is obviously never the way to get anything accomplished, but don't just rollover and let them do whatever they want to you. DEFINATELY atleast talk to a lawyer. We're not talking about trying to turn a buck off of it, simply just lookingout for yourself.
Making a huge stink is obviously never the way to get anything accomplished, but don't just rollover and let them do whatever they want to you. DEFINATELY atleast talk to a lawyer. We're not talking about trying to turn a buck off of it, simply just lookingout for yourself.
anarchistchiken
Member
- :
- 03 Silver Protege5
Architect, that is far from comparable damage. You got a bee-sting comapred to him. His whole front frame is twisted and bent to the right.
Last edited:
- :
- 2002 BJFW, 2007 BK3P, 1979 SA22C, 2005 BK3P
ick, seen this happen at my dealer as well
I doubt your vehicle will be a total loss. I would demand they replace your vehicle with one of comparable value or give you one extreme discount on a model of your choice.
If they won't budge, call corporate or use the media. If this dealer does major business in the San Diego area, the possible bad press could hurt their business immensely. (Replacing your car would probably cost an area/regional manager a small portion of their yearly bonus.)
Lastly, whether you had insurance or not (full coverage or only liability) is irrelevant. If you have no insurance and are not at fault, the other driver's insurance still has to repair your car. You just can't collect "General Damages" which are such things as puntitive damages or pain and suffering(covered in Proposition 213).
Personally, I would push for a replacement vehicle. Don't let them get off easily or cheaply. Wish you well. (thumb)
If they won't budge, call corporate or use the media. If this dealer does major business in the San Diego area, the possible bad press could hurt their business immensely. (Replacing your car would probably cost an area/regional manager a small portion of their yearly bonus.)
Lastly, whether you had insurance or not (full coverage or only liability) is irrelevant. If you have no insurance and are not at fault, the other driver's insurance still has to repair your car. You just can't collect "General Damages" which are such things as puntitive damages or pain and suffering(covered in Proposition 213).
Personally, I would push for a replacement vehicle. Don't let them get off easily or cheaply. Wish you well. (thumb)
My experience has been to ALWAYS inform your insurance company of ANY incident, involving any real property or asset of yours, even if not your fault. I've had accidents in which I was not at fault, and in which no claim was made, but choose to inform the insurance company for culpability and imdemnification issues. I was not to blame, and never was, but you have to cover yourself.
Use this as an example. Say you made a modification to your car, specifically the suspension. Say that this was identified as a contributing cause of the accident. Given that possible scenario, I'd say your insurance company would want to know about the accident. Now, rather then later.
Steve B.
'03.5 MSP
Use this as an example. Say you made a modification to your car, specifically the suspension. Say that this was identified as a contributing cause of the accident. Given that possible scenario, I'd say your insurance company would want to know about the accident. Now, rather then later.
Steve B.
'03.5 MSP
Quik89Si said:
Let me introduce you to the irony of Michigan. If this happened in our state, our no-fault laws would have my insurance company performing the repair. It would be up to my insurance to decide whether they wished to persue reclamation from the insurance company of the other driver, or the dealership. The police report deciding liability would greatly influence that decision.
To make it worse, if I was not carrying comp/collision, and the dealership totaled my car, the dealership would look (in my state) to have the car repaired by my insurance, and without insurance, the car would not be repaired. That's right... they can destroy the car, and there's nothing I can do. When I pick up parts today from Mazda, I'll ask for a copy of a repair order, to read the legal on the back. But I suspect that it specifically states that even if the dealership was at fault, my insurance company would handle the process.
Welcom to Michigan...
Steve B.
'03.5 MSP
To make it worse, if I was not carrying comp/collision, and the dealership totaled my car, the dealership would look (in my state) to have the car repaired by my insurance, and without insurance, the car would not be repaired. That's right... they can destroy the car, and there's nothing I can do. When I pick up parts today from Mazda, I'll ask for a copy of a repair order, to read the legal on the back. But I suspect that it specifically states that even if the dealership was at fault, my insurance company would handle the process.
Welcom to Michigan...
Steve B.
'03.5 MSP
jester1x said:
thats cuz i dont have a good pic under the hood. messed up turbo, radiator, intercooler, valve cover (plastic and metal one), the radiator support frame parts, the bumper, the fender, and i dunno what else. just doesn't look as bad, but its got a lot of damage.anarchistchiken said:
Hypnotized
Member
- :
- 03.5 MS Protege-Gone 07 MS3
Bro I feel your pain. My car was hit in February while it was parked in front of my freinds house. I was drinking some Johnny walker and all of a sudden I heard my alarm I thought someone was breaking in the ****** because we heard a shattering noise but as I ran out i saw my car on his fron step. Needless to say they fixed it and I thoguht it was totalled. The amouint of damage including all the labor came to 13.5K. Yeah I say the same s*** everyday I get in it. Good thing is that it runs and drives like nothing ever happened. Good luck. Make sure you dont pay anyhting out of pocket either. I racked up over 3k in out of pocket expenses and I have never received all of my money back. They actually owe me 1K and its been almost 8 months. Go figure.
dont take no for an answer. Get it totalled. You deserve to come out of this BETTER than when you went in. Its bulls*** for them to do anything but kiss your ass and give you a brand new car. Either that or total it out and make sure you can get something identicle at no cost to you.
Update...I have informed my insurance company of what happened. I actually told them the Monday after it happened, so it's been quite a while since I told them.
They told me (after getting some more info on what went down) that I don't have to put any type of claim through my insurance, because there is some type of clause in my policy that states that my insurance can not be accessed if there is an accident involving my car while it is in possession of (or being driven by, something like that) a service shop.
Also, I'm still waiting to see a copy of the insurance adjuster's estimate, as well as the police report.
There is no way that I can see that it would be 100% fault of the BMW driver. At this point, I'm hoping it's totalled. If not, that's when I will have to start finding out if they will buy my car back from me and give me a deal on a new one. Not sure what else to do at this point!
They told me (after getting some more info on what went down) that I don't have to put any type of claim through my insurance, because there is some type of clause in my policy that states that my insurance can not be accessed if there is an accident involving my car while it is in possession of (or being driven by, something like that) a service shop.
Also, I'm still waiting to see a copy of the insurance adjuster's estimate, as well as the police report.
There is no way that I can see that it would be 100% fault of the BMW driver. At this point, I'm hoping it's totalled. If not, that's when I will have to start finding out if they will buy my car back from me and give me a deal on a new one. Not sure what else to do at this point!
Quik89Si said:
This STILL has nothing to do with who's at fault for the actual accident. IT was not in your posession, it was in posession of the dealer. If it helps you to findout that their representative was partially responsible, it sounds like you have that atleast somewhat helping you, but seriously. NOTHING YOU DID to YOU CAR. somethng THEY DID to it while in THIER POSESSION and thusly it's ENTIRELY their responsibility. I'm not trying to sound redundant, but you DO NOT have to settle for anything short of having your ass kissed and bare minimum to be at the same place you were when you'd dropped it off. The owner of a sweet, unmolested car that you enjoy and trust.
Quik89Si said:
At least with my experience, the "totalling" of a car occurs after the estimate, but before work is complete. I've heard of cars totalled after the first estimate, but before repair starts, as the initial teardown identified unseen damage, that combined made it not worth repair. At that point, the insurance company was only liable to pay for the estimators time, the initial teardown labor, and maybe a tow.
Once the first pass is completed, the insurance company is now on the hook for a lot of money. It's very unlikely that they will put $6k into a car, and say "oops, we were wrong, let's write that off, and total it". If work has started, be prepared for an uphill battle to convince anyone that it is totalable.
Steve B.
'03.5 MSP
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