OK here's an update:
At first the salespeople told me that I could get a loaded mp5 at 0% APR financing for 5 years and no monthly payments until 2003. I questioned them about this since the ad on the t.v says 0% for 4 years and no payments until 2003, and they assured me that I could get it for 5 years. However as I suspected they waited until the very last minute to go back on their word. I told them to put the APR in writing and they decided to change their minds...so anyways, that was 5 days ago. My old salesman, with whom I bought my Frontier from,and who I think is the greatest told me that he'd see what he could do about it, and at first he said that I should try getting an mp5 that had nothing on it so that they would be able to lower the payment..so he worked on it for a couple of days and finally got it to work today. I get a 5 year loan at 3.9% and no payments until 2003. Well it's not 0% but it's a pretty good rate.
So anyways it's red, auto, moonroof, abs, side air, polished wheels, and there are some other things but I can't remember. The only thing I didn't get was the disc changer because I'm transplanting the one from my 2002 Frontier to this car. I'm just so glad that you are here so I can tell you, and by monday I'll be able to join the ranks of all the happy mp5 owners.
I'd like to give thanks to Sir Nuke who gave me advice through this trying time of dealing with the lovely sales people