Chop the Roof?

When they repainted one side of my previous car, it was looking like new.
After a few years, at the roof's edge of that new paint it started feeling. It wasn't nice anymore.
You may have a similar issue, after a few years.
How it will fit everything back together? Seals will seal properly? Car will be safe in case of an accident? These should be your main concern.
You should push the insurance company, to total the car.
How much would cost all this repair, it is even worth doing this job? I would assume, that it would be around $15k or more.
My VW, had a door skin replaced(it was screwed on), the glass in that door and it had to be repainted that side and the bill it was $6500.

Total repair cost is way below residual value of vehicle so no chance to total it.
 
The guy who cleans my furnace had a section of his roof cut out and replaced after his SUV was T-Boned. It wasn't pretty. Had all kinds of problems with door alignment and water leaks. Kind of like getting your chassis bent after an accident. Nothing was the same after that. Should've been totaled. Then there's the resale/trade in value to consider when/if this winds up on a car fax report.


Yeah...this is my fear...major repairs that in the long run don't hold up and really diminish the value...although we tend to keep vehicles for 10+ years and then just get something new.
 
Roof should be a skin panel, like the door panels. Replacement of these isn't unusual especially in hail country. I doubt you'll lose strength or safety.

Re: Paint. They should repaint the entire car.

I had a car with a lot of hail damage go through all this.

Aaaaahhhh...just the roof skin is replaced? That way the structural integrity is maintained. Makes sense. Insurance is just covering painting of the replacement parts...hood, roof and lift gate. Hopefully the paint job on those matches the doors and fenders pretty well.

How long ago was your repair done? Did you have issues long term? Just curious.
 
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They should be able to peel back the head liner and pop the roof dents out manually. If necessary the roof and all other metal body panels are essentially skins and can be replaced. Its really not that major either way.

Just too many dents...cheaper to replace the roof. Replacement roof is $431.00 USD for the part and then 20 plus hours of labor to do the swap. That should give an idea of how bad the dents are that its cheaper to do it this way. I'll try to post a pic later.
 
I would strongly recommend totaling the car. Here's the reason: 3 years back went for outdoor trail in Jeep Wrangler. Branches, etc. damaged hood and post insurance did everything (total cost $3000) drove car normally until time to sell it used. Every time potential user came and checked and ran few reports on the car (using VIN) got damages. Did not get a good value for the car. By making these repairs you're effectively loosing more on trade-in value or used car value. Out here, every potential buyer runs such reports... prior to buying used.

The mileage is just under 28,000 miles so the value is way too high to total the car. If we end up keeping the car for a long time...as we usually do...we won't come out too bad.
 
https://www.flickr.com/photos/49833808@N00/albums/72157667258036711

Hope this works.
1. Crummy iPhone pics
2. Hard to get good pics that really show how bad the dents are.
Your hail damage is definitely more severe than mine. The good body shop, such as Service King in our area, will file supplemental claim to get more coverage, such as full body painting which would be necessary to make the whole body paint looks consistant.

Yeah, it's hard to get good picture showing the dents. It's even harder on silver color of ours as it hides the dents very well.
 
Aaaaahhhh...just the roof skin is replaced? That way the structural integrity is maintained. Makes sense. Insurance is just covering painting of the replacement parts...hood, roof and lift gate. Hopefully the paint job on those matches the doors and fenders pretty well.

How long ago was your repair done? Did you have issues long term? Just curious.

This was in 2008, on a Mazda 3. It was in the shop a month, mostly due to paint and the shop was very busy after a hailstorm. The only way I could tell it was different was a slight amount of overspray on a rubber hood seal. No structural issues or anything like that. Hopefully the shop will point out that the car needs to be repainted to match and your insurance will agree.
 
Take the payout check and just fix the important things like the taillights. Live with dents until after the NEXT hailstorm... (poke)
 
Take the payout check and just fix the important things like the taillights. Live with dents until after the NEXT hailstorm... (poke)

I would if I could but I can't. Insurance cuts a two party check to us and the repair place. Insurance won't just give us the money. If they did I'd have the hood and lift gate fixed and live with the roof dents. Unfortunately we don't have that option.
 
I would if I could but I can't. Insurance cuts a two party check to us and the repair place. Insurance won't just give us the money. If they did I'd have the hood and lift gate fixed and live with the roof dents. Unfortunately we don't have that option.

That is actually worse then NY. Here they give you a check for about half of what it costs to get it fixed. If you take the car to a authorized shop they get into the job and discover hidden damage and get another inspection and another check. When I asked if there would be any problem getting paid the shop said No problem. All shops do it with every car.

BTW I got a quote for painting a new specialized trailer I designed. I figured Collision shops paint for a living so they should be good at it. They quoted about 4X what a manufacturer did.
 
I would if I could but I can't. Insurance cuts a two party check to us and the repair place. Insurance won't just give us the money. If they did I'd have the hood and lift gate fixed and live with the roof dents. Unfortunately we don't have that option.

In my state of CA, you can choose this route, the insurance Claims adjuster will just cut the check directly to the insured person. I would ask your adjuster if this option is available to you, if you are indeed interested in that route. In the long run, this saves the INS CO money, as there are no Claim ADD-ON's from the body shop, or warranty claims from the consumer.
 
In my state of CA, you can choose this route, the insurance Claims adjuster will just cut the check directly to the insured person. I would ask your adjuster if this option is available to you, if you are indeed interested in that route. In the long run, this saves the INS CO money, as there are no Claim ADD-ON's from the body shop, or warranty claims from the consumer.

I'm not surprised to see CA has the same policies as NY The two states are always competing with one another for #49 and 50
 
I would if I could but I can't. Insurance cuts a two party check to us and the repair place. Insurance won't just give us the money. If they did I'd have the hood and lift gate fixed and live with the roof dents. Unfortunately we don't have that option.
Which insurance company do you have? We and several friends suffered the same hail damage have no issues getting a check with only our name(s) on it unless we have outstanding car loan. We can choose whatever the body shop we'd prefer, no questions asked. This must be your insurance company issue, but I'd still ask for a check without any other co-sign name of a body shop on it.
 
The CX-5 is insured by USAA and USAA bank holds the note for the remainder of the loan. We could choose any place to have the work done but choosing a USA approved shop gets us a lifetime warranty on the work.

I went ahead and bought replacement tail lights for the three that were broken because it will be weeks before the body shop can work on the car. Didn't want to drive around that long with broken tail lights. I'll settle up the cost with USAA...probably as part of our $500.00 deductible.

We got some pea sized hail yesterday evening. Forecast calls for more storms tonight. The fun just never stops! (glare)
Bill
 
Unless the shop is a very good one you will face a vehicle that is not structurally sound...
 
Unless the shop is a very good one you will face a vehicle that is not structurally sound...

That was my first thought too but then craigo clarified how the roof is "replaced":

"Roof should be a skin panel, like the door panels. Replacement of these isn't unusual especially in hail country. I doubt you'll lose strength or safety.

Re: Paint. They should repaint the entire car.

I had a car with a lot of hail damage go through all this."

Sounds like he knows since he's been through it.
Bill
 
Unless the shop is a very good one you will face a vehicle that is not structurally sound...

What is your justification for this claim? This is a common repair for hail dents. Structural issues are more common in collisions where metal supports are warped and stressed. In this case they are just taking off the panel and putting a new one in. Whatever body shop his insurance recommends will be able to do this.
 
Soooo....got a call from the repair place. We can wait 6-8 MONTHS for the repairs to be done in town...oooorrrrr....we can let them truck the CX-5 to another town to have the repairs done. All shops in town and close to to town are swamped. The repair place (same company) in the farther away town is not as busy so the repair place here is sending cars from here to there to have the repairs done sooner. I said "take it" so I drop the CX-5 off next Tuesday, pick up who knows what kind of rental car and then wait 3-4 weeks (hopefully that's all) for the repairs to be done over there and the car to be brought back to our city. Total repair cost is just over $6000.00 USD. Would have been worse if the glass had been broken but all of the glass survived.

Interesting note...the adjuster who looked at the CX-5 said immediately we would get a new roof on the house as well. He was right! He'd seen enough hail damage to know that if our CX-5 was that damaged then the roof took a pounding as well. Soooo...we'll get fresh parts on the CX-5 along with a new roof on the house.
The saga continues....
Bill
 
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