Bad News =(

[Sergius64]

depends on the state but not at fault accidents in many states raise your rates. esp with something like this where even though it's nothing that he intentionally did the ins co could easily say that he was following too closely to have the proper time to avoid the ladder. basically the way to look at it is any time the ins co has to spend money or do work your rate is going up. sucks but for the most part it's true.

My rate didn't go up when someone hit my parked car and didn't leave a note. If your insurance company is being an ass to you, you can always find another one.

 

[MazdaSpeeder]

Sorry to hear about that! Unsecured loads piss me off...at best they just do damage to your car...at worst people get hurt. I wish they would crack down on this.

 

[jred321]

If your insurance company is being an ass to you, you can always find another one.

excellent advice. hell you should really shop for insurance every 6-12 months anyways, esp given the way the ins market is now

 

[gudzspeed3]

Thats what I was thinking. Usually they have the company name.

to all those that asked, no i didnt keep the ladder, it was broken in like 3 pieces but i did look for info on it and unfortunately nothing was on it =/

 

[60181]

I was in a rental Jaguar when a truck in front of me had it's tailgate drop down and a tool box...a big one...fell out. I hit the thing going about 40mph. I think every tool inside flew across the road covering both lanes. The box got stuck under the car and I had to have the rental company bring me another one while they lifted the car up to get it out.

Glad you're okay. That's what really matters.

 

[Stamperman]

A few years back I ran over an extension ladder (doing about 40mph by the time I tried to stop) on 270 going around Columbus while I was driving my beater Volvo 240. The car had bent wheels and had a wobble at speed to begin with, after hitting the the ladder it just wobbled a bit differently. Other than that, no damage.

That thing was a tank.

 

[chief_wiggum]

A few years back I ran over an extension ladder (doing about 40mph by the time I tried to stop) on 270 going around Columbus while I was driving my beater Volvo 240. The car had bent wheels and had a wobble at speed to begin with, after hitting the the ladder it just wobbled a bit differently. Other than that, no damage.

That thing was a tank.

I was waiting for you to say that the ladder fixed the wobble.

 

[Antonio DiMarco]

That's painful to look at

So today i was on my way to school this morning and i got into an accident. =( Basically what happened was this: I was driving on the freeway behind a truck, and the next thing i know a ladder off the truck falls off, hits my front bumper and then i run over it. I somehow manage to SLIDE the car (i say slide because the wheels locked and i couldnt turn them) to the right shoulder. Ugh im so pissed. Basically it got stuck in m front fenders. Tow truck came and took it out and said it was drivable but i didnt want to take any chances and i got it towed home. Here are some pictures.

I'm always afraid of those damned telephone trucks or contractors with multiple ladders bungied to their roof. I always expect them to fly off.

Sorry to see it happen to you and the ass drive away.

A few years back when I had my 2001 Protege ES I was behind a Toyota pick-up transporting 2 x 6 lumber by wedging it inside the tailgate and having the excess rest on the roof. This created a 45 degree angle with the bed and the lumber, which was WAY too long and extended past his roof into the sky about 6 or seven feet. Well between the bouncing of his truck and the wind, the lumber broke in half and started flying through the air like an out of control handglider. I was about three car lengths in back of him and swervered back and forth trying to anticipate where the schrapnel would fall. I thought it was going to hit my windshield but luckily after fluttering around for what seemed like hours it fell in the median.

Last winter in my MS3 I was stopped at an intersection as a dump truck trailer was turning left. The truck was over filled with huge boulders of frozen snow and ice, probably from a parking lot, the turn triggered one of the refrigerator-sized boulders to fall. I thougt it was going to smash on top of my hood but fell within a couple inches of my front bumper. I know the driver noticed but he kept going.

Just further reinforced the fact that people have no grasp of physics and throw caution to the wind.

 

[arkenzo]

You didnt get the plate info did ya? LOL!!!!!!!!

 

[UHATEIT]

You're a local to me, you must have been on the 118 eh?

If you have comp coverage on your speed, hopefully youre deductible is low, comp losses are nonchargeable and having a low dedudctible for that is cheap as hell. The insurance co can fix it.

 

[robin2660]

Wow. My ex-girlfriend had the same thing happen to her on 290. She wasn't so lucky ... well, she was, really. They had to extract her from the car but she only had a cerebellar contusion and some staples in the back of the head.

 

[gudzspeed3]

You're a local to me, you must have been on the 118 eh?

If you have comp coverage on your speed, hopefully youre deductible is low, comp losses are nonchargeable and having a low dedudctible for that is cheap as hell. The insurance co can fix it.

Yeah it was on the 118. Right before the de soto exit

 

[paylew]

That really sucks... I refuse to drive behind trucks with stuff in the bed, flat bed 18-wheelers, or cars with s*** just hanging out the trunk. My parents knew someone who got killed Final Destination style, a PVC pipe or something came loose off the back of a flat bed and killed them. It makes me entirely too nervous so I avoid it at all costs.

 

[Saskatchewan17]

I had a scare earlier in the week with a tow truck. I was driving behind it and It was a flatbed carrying an old camry. The thing was shaking like mad and when I got out from behind it I saw that the thing was only chained in on two wheels!

 

[creina1221]

You're a local to me, you must have been on the 118 eh?

If you have comp coverage on your speed, hopefully youre deductible is low, comp losses are nonchargeable and having a low dedudctible for that is cheap as hell. The insurance co can fix it.

It doesn't qualify as comp unless it's an airborne projectile. Also, your insurance company may say if you ran the ladder over, its' your fault because the object was stationary, if it was airborne, they can't possibly puy any negligence on you. Thats going to be the key for liability, was it stationary in the roadway when you hit it?

Sorry about the bad luck. Best of luck to you!

 

[MazdaSpeeder]

Really...I didn't know that...

 

[gudzspeed3]

Well basically it fell off the truck and rolled horizontally, so it was low to the ground. Next thing I know, it's under my car and stuck inbetween the wheel and the fender and it locks the wheels in place preventing me from turning or giving some gas or whatever. And my dad said that insurance would say it was my fault so we just took it to a friends body shop and he did a quick fix up for $100. From a couple of feel it looks fine but if u look up close u can we all the dents and stuff. I'll post pics when I get home from class