Auto Insurance w/ MSP

[BlueWolfCry]

I was just wondering how expensive insuring the MSP is compared to the sedan protege. I remember a while back people were saying that insurance companies only recognized the MSP as a regular protege. Just like to hear what you guys are experiencing. Thanks

 

[peajay]

I'm with eerie insurance and they know the difference.
i had a 93 accord and i was paying about $900 a year and then i got my MSP and now im paying $1200 a year, thats about all i can compare it to.

 

[BlueWolfCry]

oh, that doesnt seem too much more..

 

[peajay]

No, i was really suprised. i also have a completly clean record fwiw.

 

[Rosshole]

I work for American Family Insurance...

our rates are like this for 2003 proteges;

ES - $295.2 6/month
P5 - $317.10 6/month
MSP - $333.80 6/month

 

[mhrebin]

damn, sky high comparted some people i know.

mine just got lowered on my lx to 233. and i think that is alot.lol

 

[evilmonkeyMSP]

My wife and i pay $201 total a month for full coverage on the P5 and MSP

 

[mhrebin]

low insurance FTW!

i got quoted 1900 and change every six months for a 99 civic ex.lol i just laughed.
my driving record has been ticket free for roughyl 2.5 years now. coming up on 3. so i might switch insurances to see if it gets lower because ill be going on there with a clean slate.

 

[evilmonkeyMSP]

i have a bit of help as far as mine... we're both over 25, married, clean driving record and multiple policy discount...

 

[zumzumzoom03]

i have a bit of help as far as mine... we're both over 25, married, clean driving record and multiple policy discount...

I'm 25 and clean record. I am paying 135 ever 3 months. Paying insurance use to bother me now its nothing.

 

[Rosshole]

there are so many different variables that help figure ins rates.

 

[zumzumzoom03]

there are so many different variables that help figure ins rates.

This is true...deductable being one of the biggest. Mines set at 1000. Save me lots of money so far.

 

[Rosshole]

also, I was just showing a comparison of the three cars.

ES - 7%
P5 - 0%
MSP + 5%

 

[Rosshole]

This is true...deductable being one of the biggest. Mines set at 1000. Save me lots of money so far.

the biggest on the I know of..... (I sell here) is LOCATION and or Driving record.

at least in WI ded is one of the smallest factors.

 

[GhostMercury]

i live in minnesota and i am 19. and i pay 200 a month. with 100 dollar deductable. so i am going to go insurance shopping

 

[Rosshole]

rating factors;

ZIP code
Motor vehicle Record
Vehicle
Age/Sex of driver (primary or occasional)
Coverage chosen (Liab only, Rental etc...)
Levels of coverage (Deds and Liab limit, etc...)

 

[evilmonkeyMSP]

if you just raised your deductable to 500 or 1000 your insurance would go down quite a bit...give your agent a call

i live in minnesota and i am 19. and i pay 200 a month. with 100 dollar deductable. so i am going to go insurance shopping

 

[Rosshole]

what is your zip, I can give youa ballpark, we are licensed in MN

 

[evilmonkeyMSP]

also Marital Status is one

rating factors;

ZIP code
Motor vehicle Record
Vehicle
Age/Sex of driver (primary or occasional)
Coverage chosen (Liab only, Rental etc...)
Levels of coverage (Deds and Liab limit, etc...)

 

[genericuser]

I wasn't aware you could do a $100 deduct.