$5,040 insurance per year. Can u beat it?

[changedman]

following up- the $1680 is from Feb 19 to June 30 (not even 6 mos) here is my driving record:

NO COLLISION CLAIMS/NO AT FAULT ACCIDENTS

one ticket in aug 1999: 45/25 4 pts
one ticket in jan 2000: 75/70 0 pts

been pulled over a handful of times

my points go down one per year, =1 pt on license now.

they lower my premium JUST $5 for no claims! WTF!?!?!

20, male, michigan.
average household income in our city of 10,000 (in grand rapids metro area) is over $65,000.
average household income in grand rapids is like $33,000.

I just dont get it. I have nothing but liability and collision. no other coverage. no stereo coverage, nothing.

its Fucken UNREAL.

how long with it take insurance to see i have 0 points when it happens? a year or two!?!

 

[1sty]

FOR HOW MANY OF YOUR CARS!!!!?

 

[1sty]

Thanks 1st MP3 in NH.

Off the subject how's your BEGI holding up. Any major problems.
I''m wanting to buy a turbo for the MP3 when I get my taxes back.

OK, the only problem is something is off wiht the waste gate, It started boosting to 10 PSI so I turned it back down and now it is at a solid 8. I am going to lower it more tomarrow. I want it back to 6 for safety.

 

[changedman]

this insurance cost of $1680 every 4 mos is only for ONE car.

2001 mazda protege mp3 yellow
:wtf: :wtf: :bs: :bs: :mad: :mad:

 

[1sty]

Get another quote. Are you by detriot or something?

 

[changedman]

yeah. i got a few other quotes:

first, geico is a rip: they wanted about $4000 for 6mos! Just the collision deductible cost more than my other insurance ($2,100).

Progressive wants $3300 every 6mos.

 

[fakieair]

One car (Mp3) Geico, full coverage, 6 months, male, 22 = $2400
but thats really my fault I guess becase when I got my first mp3 I was a perfered driver with one point and five days later........ boom I total her, and break a telephone pole in two. I drove a company vehicle before that and was listed as a john doe driver, so my policy was the first in my name and gieco decided I am a bad driver with no experince and doubles+ my rate. I used to only pay a grand for six months.

oh well such as life

 

[MrMp3]

state farm is my choice

 

[1sty]

Mine is $900 every 6 months with Progressive for
22 year old
1 speeding ticket
1 failure to keep right ticket
no accidents, my fault or otherwise.
$1000 dollar deductables
state minamum coverage

 

[changedman]

progressive has had a change of mind with me, and emailed me a quote for $2400/year. hmmm


still not cheap, but its better than 5040!

 

[1sty]

Good to hear. I haven't ever had a claim so I don't really know how good they are but the price sounds alot better.

 

[changedman]

yes indeed. the deductibles are a little higher, but I'm a good driver. For the idiots that crash into me, i think $300,000 is good enough this is also a $250 comp ded and 1000 collision