The tibia bone is broken at ~45 degrees and a little below it it's broke straight accross and that piece is offset. The surgery would be putting a plate and some screws in to hold the bone in place so it heals straight. Without the surgery (providing the bone doesn't shift more) the bone will still heal but will have a little "jog" in it. Recovery time is the same. Pretty good difference in money out of pocket though. I'm not a big fan of the surgery idea, but I don't want to have issues in the future with a bone thats not right. So I'm torn between the options to say the least.