2. How often the car is crashed
My insurance quote was no different between the Speed and regular 3. The notion of high-HP or Turbos directly increasing insurance is an urban legend. Insurance premiums are based on 1. Driver, 2. How often the car is crashed, 3. How often the car is stolen, 4. How much the car costs to fix/replace. Nothing else.
ummmmmm.....well, when inquiring with my insurance company they quoted me 2 times as much for the speed than a regular 3, maybe you got an associate that messed up?
Which insurance company? Cause I searched around a lot and the quotes were similar to the regular 3. This was progressive and allstate. The rates could've been adjusted again since, but they were suprisingly low from what I saw. Also I'm over 30 and have a clean record so that definitely helps.
^^Yeah I think a lot of the early buyers (like myself) benefitted a lot since the car was pretty much unknown. Thankfully it's held pretty steady for me.
Buddy got away with this for about 1yr... They sent him a letter telling him he owned them retro- pay or else. Yeah he had to pay back something like $900.00 which was the difference between the regular 3 and the speed3
If gas price is your major issue, (insurance obviously varies by the person) the difference between regular and premium is really not much. The speed3 has about a 14-15 gallon tank and the difference in gas prices from reg. to prem. is usually about 20 cents. So you are looking at roughly $3.00 more for gas each time you fill up. All you gotta do is not buy coffee for a day and that's covered.
Also keep in mind that the Speed3 has a 6th gear, which (if driven softly) can get a little over 30mpg on the highway. The best I have had so far was 32mpg (manually calculated, not using the on board).
Sorry but that's their screw-up. If that happened to me, I'm jumping ship and they're not seeing one dime. If they push it, they'll talk to a lawyer. As long as they had my vin # and I had paper work with the coverage outlined, they can't do jack. Your buddy either had no choice but to stick with them or got used like a tool.
Man, I wish the pro/3 had that 6th gear. I'm so sick of driving at highway speeds and my car begging me to shift into a gear I don't have.
The 6th gear does not bring the RPMs down any. At 75 mph my car is right at 3K.
Right, 5th and 6th gear are the same. (hand)
Turns out reverse and 3rd are the same, too.
6th gear in the speed is about the same RPMs as 5th in the regular 3 at 75. The speed transmission does not have 2 overdrives so it wont bring the RPMs down any.
