There i was sitting in the left turn lane waiting for the light to turn green and all of the sudden......BAM! So i set the parking brake, get out of the car and look at her car and there is no real visible damage so i look at the back end of mine and same thing. I called the police anyways and did the whole accident report thing just for good measure. It was dark out when it happened and i don't know what, if any, damage there was behind the bumper. So tomorrow ill call the insurance company and go have the car looked over just to be safe.
got rear ended tonight...
- Thread starter GoFast
- Start date
You are a thieving POS for even suggesting this.
- :
- 92 & 16 Meyatas
that will keep our ins rates down foshua!(headshake
Wuz Ranger
Member
- :
- 2008 Mazda 3 Hatch, Manual,
Hope all is well man. I hope she has insurance to pay for your car if there is any significant damage.
Good Luck!
Good Luck!
fourthmeal
Banned
Heads up,...this exact same thing happened to me, a few months ago.
Minimal damage done, but still a hit. Actually this car has a great rear bumper design. In my case, the guy's front licence plate cover actually did the damage. It made a tiny scratch on the bumper skin, and made a small square puncture at the black plastic section just above the diffuser. In reality, its such minor damage I just shrugged it off.
HOWEVER, I was quoted 1009.10 to replace/repair, AND granted $750 per person in personal bodily damages, which is standard fare.
The reason you should still ask for a small sum of money for injury (even very very minor) is that things will likely surface months from now, and may need tending to. Small things like deep tissue massage and some small doctor's visits here and there.
Without giving legal advice, I can give personal advice. My personal advice is to approach bodily injury like this:
To insurance person you are in contact with:
"So, what do we do with the personal injury side of this incident? I'm not broken or bleeding or anything, but it was a pretty big hit. I'm not asking for a million dollars or anything like that, but I'd like to be able to cover costs if they come up. What do YOU recommend?"
Let them speak after assessing what you mean. They may ask if you've visited doctors or anything like that, and you say.
"No (or yes if you have), I've not felt a need yet. But I do know that problems don't surface until a while. What's fair to you?"
From here, the agent will either tell you that they will take care of future issues (which I don't recommend agreeing with), or they will go ask their manager, or they will blurt out a number. In my opinion, any number above $500 is probably fair for your inconvienence.
If the agent says they will take care of future issues, say this,
"I understand, but wouldn't it be easier if we just took care of this now, that way we are both satisfied and done with the issue? Like I said, I'm not after a big lawsuit and all that. I just want what is fair."
From there, they'll probably give you a number, and again, its your choice.
Its just advice that I've been told, and it works well. Also, it is legit, and most importantly it IS fair. I've been hit a few times (luckily never my fault, yet), and each time I approach the issue this way, and each time I've received compensation. Also each time I've had to spend a bit of the money on ice packs, muscle tissue massage, etc. So, it is fair to be compensated.
I hope that helps. IMO, unless the damage cracked the bumper, I'd just buff it out. The way drivers are these days, it is going to get tapped again. Especially with our exceptional braking abilities.
Minimal damage done, but still a hit. Actually this car has a great rear bumper design. In my case, the guy's front licence plate cover actually did the damage. It made a tiny scratch on the bumper skin, and made a small square puncture at the black plastic section just above the diffuser. In reality, its such minor damage I just shrugged it off.
HOWEVER, I was quoted 1009.10 to replace/repair, AND granted $750 per person in personal bodily damages, which is standard fare.
The reason you should still ask for a small sum of money for injury (even very very minor) is that things will likely surface months from now, and may need tending to. Small things like deep tissue massage and some small doctor's visits here and there.
Without giving legal advice, I can give personal advice. My personal advice is to approach bodily injury like this:
To insurance person you are in contact with:
"So, what do we do with the personal injury side of this incident? I'm not broken or bleeding or anything, but it was a pretty big hit. I'm not asking for a million dollars or anything like that, but I'd like to be able to cover costs if they come up. What do YOU recommend?"
Let them speak after assessing what you mean. They may ask if you've visited doctors or anything like that, and you say.
"No (or yes if you have), I've not felt a need yet. But I do know that problems don't surface until a while. What's fair to you?"
From here, the agent will either tell you that they will take care of future issues (which I don't recommend agreeing with), or they will go ask their manager, or they will blurt out a number. In my opinion, any number above $500 is probably fair for your inconvienence.
If the agent says they will take care of future issues, say this,
"I understand, but wouldn't it be easier if we just took care of this now, that way we are both satisfied and done with the issue? Like I said, I'm not after a big lawsuit and all that. I just want what is fair."
From there, they'll probably give you a number, and again, its your choice.
Its just advice that I've been told, and it works well. Also, it is legit, and most importantly it IS fair. I've been hit a few times (luckily never my fault, yet), and each time I approach the issue this way, and each time I've received compensation. Also each time I've had to spend a bit of the money on ice packs, muscle tissue massage, etc. So, it is fair to be compensated.
I hope that helps. IMO, unless the damage cracked the bumper, I'd just buff it out. The way drivers are these days, it is going to get tapped again. Especially with our exceptional braking abilities.
fourthmeal
Banned
thanks bro. Just be laidback about it, and pretty much expect them to compensate.
IRONIC that this is happening to you, I actually have to go today to an insurance adjuster, and deal with an accident my wife had in her mom's Ford Freestyle. Someone pulled a left turn in front of her at 45mph, and nearly tackled the Ford head-on. Dumb Vegas drivers! BTW, on this one, the guy got out of his wrecked car, and started yelling at my wife, and she's bleeding and wrecked from the airbag deployment...calling me on her cell alerting me to what's going on. I can hear this douchebag in the background yelling. I wanted to reach through the phone and off that guy right then and there. Bottom line, Left turn is a Yield, wouldn't matter what my wife was doing, he was at fault. And the police saw it that way too. I expect a pretty big settlement from this one, she was banged up pretty bad without breaking stuff.
Wish us both luck!
IRONIC that this is happening to you, I actually have to go today to an insurance adjuster, and deal with an accident my wife had in her mom's Ford Freestyle. Someone pulled a left turn in front of her at 45mph, and nearly tackled the Ford head-on. Dumb Vegas drivers! BTW, on this one, the guy got out of his wrecked car, and started yelling at my wife, and she's bleeding and wrecked from the airbag deployment...calling me on her cell alerting me to what's going on. I can hear this douchebag in the background yelling. I wanted to reach through the phone and off that guy right then and there. Bottom line, Left turn is a Yield, wouldn't matter what my wife was doing, he was at fault. And the police saw it that way too. I expect a pretty big settlement from this one, she was banged up pretty bad without breaking stuff.
Wish us both luck!
I'm sorry to hear about your wife bro. I'd want to knock some sense into that guy myself if that were my wife... Hope she is doing well, and good luck to you and her on this.
-J
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- 2010 Mazda CX-9 GT Dolphin Gray
Vegas Drivers
Man I've driven in Vegas a few times and never realize how bad drivers were. Seems like there is a fender bender everyday.
Good luck with the claim. Hope your wife is OK.
People can be ass%$les thats for sure. I think half the time the adrenaline is part to blame, though it sounds like this guy had zero self control. I would expect even if he was shaken up he would had shown some concern for your bleeding wife. People can suck
Man I've driven in Vegas a few times and never realize how bad drivers were. Seems like there is a fender bender everyday.
Good luck with the claim. Hope your wife is OK.
People can be ass%$les thats for sure. I think half the time the adrenaline is part to blame, though it sounds like this guy had zero self control. I would expect even if he was shaken up he would had shown some concern for your bleeding wife. People can suck
don't judge too quick pls
I HATE ins fraud ... I'm more likely to pay for something out of pocket than call ins if I can -- to be honest, I was prett drunk when I typed that, and I realize I haven't been around for forums enough to have my smart-ass sense of humor known
fourthmeal
Banned
Thanks guys, didn't want to take this thread away from Go Fast, though. How is it turning out so far?
On mine, we settled at $1500 bodily injury, which seems fair. They were trying to say $800 including us paying any out of pocket expenses with that, so I turned it around and said I feel the damages and extent of time wasted was worth $1500. They signed a check within 10 minutes.
On mine, we settled at $1500 bodily injury, which seems fair. They were trying to say $800 including us paying any out of pocket expenses with that, so I turned it around and said I feel the damages and extent of time wasted was worth $1500. They signed a check within 10 minutes.
GirlieGurl
Member
- :
- Mazda 3 Hatchback
Sorry Go Fast. I can't stand the way people drive in this city. Hope everything is going well with the insurance.
i have an appointment on the 5th with the the adjuster then after that it goes to mazda to get whatever needs to be fixed, fixed. The big thing i notice is that the back bumper is loose and can be move up and down with very little effort so i am sure there are some tabs and what not broken.
Hey good luck with your claim, GoFast.
I'm appalled at how easy it is to get settlements in the US. In Canada, I was hit 2 months ago at over 10k in damages and I didn't get anything. I asked and they plain said no. Now I'm stuck with a crooked bumper and a bad paint job. I'm still going after the bodyshop to fix it properly.
I'm appalled at how easy it is to get settlements in the US. In Canada, I was hit 2 months ago at over 10k in damages and I didn't get anything. I asked and they plain said no. Now I'm stuck with a crooked bumper and a bad paint job. I'm still going after the bodyshop to fix it properly.
fourthmeal
Banned
This isn't the fault of US being easy. It is the fault of Canada being unfair. Eye for an Eye. Tooth for a Tooth. In this case, at least the COST of repair as even as possible.
