Thats a ******* sweet pad you got yourself there man. I hope to one day be able to swing myself a stellar place like that. You need to water your grass man, looks toasted all-ready. Remember to water it in the morning, better for the lawn.
Oh, and boresville or not, you got it right with how you do things man, cash on hand to pay for stuff always gets the better price, and prevents any form of interest or other fees attached with s*** like cards.Ideally, the only debt one should ever have, is mortgage payments, if at all possible, pay the rest in cash. If you cannot afford it in cash, you cannot aford it so don't get it.If you must borrow, do not use credit cards, bank loans are better, and usually carry less interest and have more flexible payment options. Also, the whole buy sell thing, always nets profit, as properties most always go up in value, rather than down, meaning that unless your neighbour-hood goes to s*** before you sell, you'll have a net gain on the initial price of your home. Allowing you to, as you said, get something abit bigger, better, and not go dead ass broke. It also helps knowing people who can cut you deals/get things at cost. Doing things yourself if you know how also helps a butt load. Good luck with the move man, and hope all continues on the right path for you.