3 years for it to fall off the record, 5 years for insurance to stop having to underwrite it.
Yeah, I need to look into that, especially since my insurance is so bloody high ($103 a month through Progressive for the Milly and P5 and nothing on my driving record) I need to do what Phen does with the Miata and have the insurance taken off in the winter.
Holy s***. I wish mine was that "high." It's $95 a month for the Miata alone. $270 a month total for the 3 cars for me.
Yeah, my GF, who totaled her last car, pays $65 a month for full coverage on her Audi. My credit isn't that bad. Not sure why mine is so freaking high. And I switched from State Farm about a year ago ($130 a month).